The MN Bankruptcy Blog | Learn the Bankruptcy Process & More

By James Jensen-Kowski on May 8, 2025

Can I Pay off My Car Through Bankruptcy?

Something that is frequently contemplated by anyone who might be considering a bankruptcy filing is...

By Madison Newberg on May 4, 2025

How Will Filing Chapter 7 Bankruptcy Affect a Co-signer?

Lenders commonly ask for a co-signer. A co-signer is someone who agrees to be legally responsible...

By James Jensen-Kowski on May 1, 2025

Can Bankruptcy Remove Judgements?

Something that many people wonder when filing bankruptcy is the extent to which it can assist them...

By Madison Newberg on Apr 28, 2025

I am Filing for Bankruptcy, Will I Lose my Health Savings Account?

If you are considering filing for bankruptcy, you may be wondering if your assets and property will...

By James Jensen-Kowski on Apr 24, 2025

Chapter 13 Bankruptcy Confirmation Hearing; Do I Need To Appear?

Confirmation hearings are a fundamental part of any Chapter 13 Bankruptcy. They are the mechanism...

By Madison Newberg on Apr 20, 2025

What is a 341 Bankruptcy Meeting and What Can I Expect?

Whether you file a chapter 7 or a chapter 13 bankruptcy you will be required to attend a 341...

By James Jensen-Kowski on Apr 16, 2025

How Much Does It Cost To File Bankruptcy?

When considering the possibility of filing bankruptcy, one of the most common things to contemplate...

By Madison Newberg on Apr 12, 2025

I Filed Bankruptcy, Will I Ever be Able to Buy a Home?

You may be wondering if you will ever be able to purchase a home after filing for bankruptcy. Many...

By James Jensen-Kowski on Apr 8, 2025

Bankruptcy: “I Own an LLC; Are the LLC’s Debt’s my Debts?”

Operating a small business can be both a rewarding and challenging experience. There are any number...

By Madison Newberg on Apr 4, 2025

How Can Bankruptcy Have a Positive Impact on The Community?

One of the most common myths surrounding bankruptcy is that it is harmful for everyone involved....

By James Jensen-Kowski on Apr 1, 2025

Can I Get A Car Loan After Bankruptcy?

Something that people frequently wonder when considering the possibility of a bankruptcy filing is...

By James Jensen-Kowski on Feb 25, 2025

When Should I File Bankruptcy?

Something that many people ask themselves when contemplating the bankruptcy process is when the...

By Madison Newberg on Feb 20, 2025

Will My Employer Be Notified That I Have Filed Bankruptcy?

There are some topics you simply don’t want to discuss with your employer. Bankruptcy is often one...

By James Jensen-Kowski on Feb 15, 2025

Is Bankruptcy Right For Me?

“Is Bankruptcy Right For Me?” – This is a question that is frequently asked by those who may be...

By Wesley Scott on Feb 10, 2025

Will I qualify for Chapter 7 Bankruptcy?

You ask, will I qualify for Chapter 7 Bankruptcy? And the answer is, yes, if your income is below...

By Madison Newberg on Feb 5, 2025

My Wages are Being Garnished, Can I Get My Money Back if I file bankruptcy?

Wage garnishments are one of the common reasons individuals decide to file bankruptcy. Wage...

By James Jensen-Kowski on Feb 1, 2025

Bankruptcy Means Tests – What Are They And What Do They Do?

One of the primary element of any bankruptcy filing is something known as a means test. It plays a...

By James Jensen-Kowski on Jan 28, 2025

Can I File Bankruptcy if I Have Previously Filed A Bankruptcy?

Overwhelming or unmanageable debt can arise for a variety of reasons, and unfortunately, it can...

By Amanda Scharber on Jan 24, 2025

Exemptions and Bankruptcy in Minneapolis, Minnesota

Exemptions protect your assets in bankruptcy. When you file bankruptcy you have to list all of your...

By James Jensen-Kowski on Jan 21, 2025

Minneapolis: Bankruptcy in the New Year – Starting Fresh in 2025

A new year brings with it a sense of optimism, a concept of new beginnings that inspires positivity...

By Amanda Scharber on Jan 18, 2025

Chapter 7 Bankruptcy in Minneapolis, Minnesota

While there are a few different types of bankruptcy cases, our firm only files chapter 7s and...

By James Jensen-Kowski on Jan 15, 2025

Should I Sign A Reaffirmation Agreement in my Minneapolis Chapter 7 Bankruptcy?

When going through the bankruptcy process, it is very common to receive something known as a...

By Col Ovik on Jan 12, 2025

DISCRIMINATION AGAINST THE POOR II

When we break it down, there are opportunities to rise above your current station in life, to do...

By Amanda Scharber on Jan 9, 2025

Tax Refunds and Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy you have to list all of your assets, including those you may not have yet....

By Col Ovik on Jan 6, 2025

What is the definition of discrimination?

As a society, we have come a long way in attempting to stamp out discrimination. While we are not...

By James Jensen-Kowski on Jan 3, 2025

Who Gets Paid Through my Ch. 13 Bankruptcy Plan?

One of the most common forms of bankruptcy that people often pursue is referred to as a “Chapter...

By Amanda Scharber on Jan 1, 2025

Chapter 13 Bankruptcy in Minneapolis, Minnesota

While there are a few different types of bankruptcy cases, our firm only files chapter 7s and...

By Wesley Scott on Dec 28, 2024

WHAT HAPPENS IF I HIDE ASSETS FROM A BANKRUPTCY TRUSTEE?

In the vast majority of bankruptcy cases, debtors have no problem disclosing all of their assets to...

By Amanda Scharber on Dec 24, 2024

Stopping a Garnishment with Bankruptcy in Minneapolis, Minnesota

If you have a threat of wage garnishment or are currently being garnished, you may be thinking of...

By James Jensen-Kowski on Dec 21, 2024

What Happens at My First Meeting of Creditors?

Bankruptcy can offer financial relief in a variety of different ways, and related to this, there...

By Amanda Scharber on Dec 18, 2024

BANKRUPTCY: Median Income Changes November 2024 in Minneapolis, Minnesota

The median income for your household size is used in a bankruptcy case to determine which chapter...

By Amanda Scharber on Dec 17, 2024

What Happens If the Trustee in Chapter 7 Denies Your Bankruptcy?

The trustee is another attorney who is assigned to your case by the US Trustee to represent the...

By Col Ovik on Dec 15, 2024

MINNESOTA BANKRUPTCY EXEMPTIONS

There have been some recent changes to the Minnesota Bankruptcy exemptions, which have greatly...

By Amanda Scharber on Dec 12, 2024

Hiring a Bankruptcy Attorney in Minneapolis, Minnesota

When you decide you want to file a bankruptcy case you can either file with an attorney or file pro...

By James Jensen-Kowski on Dec 9, 2024

How do I Begin the Bankruptcy Process?

When contemplating the possibility of bankruptcy, many often wonder how this process begins and...

By Amanda Scharber on Dec 6, 2024

Valuing Assets in Bankruptcy in Minneapolis, Minnesota

When a bankruptcy case is filed, you list all of your assets, whether you have them now or are just...

By James Jensen-Kowski on Dec 3, 2024

Can My Child Keep Their Car When I File Bankruptcy?

One of the first things that many people consider when contemplating a bankruptcy is the effect the...

By James Jensen-Kowski on Dec 1, 2024

Debt Collectors: Who Are They And What Can I Do About Them?

Receiving a notice or a demand from a debt collector can be jarring. You might wonder who they are,...

By Wesley Scott on Nov 30, 2024

Sweet Emotions: The Emotional Impact of Bankruptcy

Filing bankruptcy is not an easy decision and often leaves clients with a complex mix of feelings....

By Amanda Scharber on Nov 27, 2024

Domestic Support in Bankruptcy in Minneapolis, Minnesota

You may hear the term domestic support throughout your bankruptcy case. For example, during the...

By Wesley Scott on Nov 24, 2024

No-Asset Bankruptcy in Minneapolis

In a generation where the prices of homes, cars, and pretty much anything are rapidly rising, it...

By Col Ovik on Nov 21, 2024

EXEMPTIONS AND EXPECTATIONS IN BANKRUPTCY

Bankruptcy is intended to provide an individual with a fresh start, but there are expectations for...

By Amanda Scharber on Nov 18, 2024

Is My Wedding Ring Protected in Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy you will list all of your assets, meaning everything you own. This...

By James Jensen-Kowski on Nov 15, 2024

Who Gets Included When I File Bankruptcy?

When filing bankruptcy, it is common to wonder which creditors will be included in the filing....

By Amanda Scharber on Nov 12, 2024

How Are My Assets Valued in Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy, you will list all of your assets- this includes assets you currently have...

By James Jensen-Kowski on Nov 9, 2024

Protected Income in a Chapter 13 Bankruptcy

When filing a Chapter 13 Bankruptcy, many often wonder how payments are calculated and to what...

By James Jensen-Kowski on Nov 6, 2024

Can I Pay Off My Car Loan Through Bankruptcy?

Something that many people wonder when they file bankruptcy is how the filing will effect a car...

By Amanda Scharber on Nov 3, 2024

What is a Payment Step Up in Chapter 13 Bankruptcy in Minneapolis, Minnesota

If you are in a chapter 13 bankruptcy or preparing to file one, you may have heard the term “step...

By James Jensen-Kowski on Nov 1, 2024

How Do I Choose an Attorney for Bankruptcy?

Any time that someone is contemplating on whether they will need to hire an attorney to assist with...

By Wesley Scott on Oct 29, 2024

Income in Bankruptcy – Why the Government May Think You’re Rich

Another common question we receive here at LifeBack Law is “how will my income be calculated in...

By Amanda Scharber on Oct 26, 2024

Why Did My Home and Car Loan Stop Credit Reporting After Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy, you will list all of your assets and debts, including assets that you are...

By Danielle Lin on Oct 25, 2024

How a Chapter 13 Bankruptcy Can Avoid a Sheriff’s Sale in St. Paul, Minnesota

A Chapter 13 bankruptcy can be a powerful tool to stop a sheriff's sale in Minnesota. By filing for...

By Danielle Lin on Oct 25, 2024

Protection of Tax Refunds in a Chapter 13 Bankruptcy in St. Paul, Minnesota

Yes, you can typically keep your tax refund in a Chapter 13 bankruptcy. However, there are specific...

By Danielle Lin on Oct 25, 2024

If I’m Filing a Chapter 7 Bankruptcy, Can I Keep My Tax Refund in St. Paul, MN?

In most cases, when you file for Chapter 7 bankruptcy in Minnesota, your tax refund becomes part of...

By Wesley Scott on Oct 25, 2024

Personal Injury Lawsuits In A Chapter 7 Bankruptcy

In most cases, personal injury settlements received before filing for Chapter 7 bankruptcy are...

By Jesse Horoshak on Oct 25, 2024

How Does Wage Garnishment Work in Minnesota?

Wage garnishment is a legal process that allows creditors to collect on debts directly from your...

By Wesley Scott on Oct 25, 2024

What Does A Chapter 13 Trustee Do With A Preference?

A Chapter 13 trustee in Minnesota identifies and investigates preferential payments made by the...

By William Kain on Oct 25, 2024

HOW LONG DOES IT TAKE TO FILE A CHAPTER 13 BANKRUPTCY?

Filing a Chapter 13 bankruptcy in Minnesota typically takes around 3-4 months. This timeframe can...

By James Jensen-Kowski on Oct 23, 2024

How Will Bankruptcy Affect a Co-Signer?

A common question that many people ask when filing bankruptcy is how the bankruptcy will affect any...

By Amanda Scharber on Oct 20, 2024

Big Purchases After Filing Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy, you may be worried about big purchases after the filing. Will it hinder...

By Wesley Scott on Oct 18, 2024

Lifestyle Creep and bankruptcy – What Is It? And Why Should I Care?

There’s a new buzz word going around the personal finances section of social media: Lifestyle Creep.

By Amanda Scharber on Oct 15, 2024

Income and Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy your income will help in determining which chapter you qualify for. You...

By Wesley Scott on Oct 12, 2024

Is There an Age Limit on Filing Bankruptcy in Minneapolis, Minnesota

You can file bankruptcy as long as you are at least 18 years old. Whether you should file and what...

By Wesley Scott on Oct 9, 2024

History of Bankruptcy – From Gyro to Nero: The Ancient Mediterranean

Continuing on our journey of debt relief history, we’ll move on next to two of the most famous...

By Amanda Scharber on Oct 7, 2024

Bank Accounts and Bankruptcy in Minneapolis, Minnesota

If you are either in a filed bankruptcy or are thinking of filing, you may be wondering what impact...

By James Jensen-Kowski on Oct 5, 2024

Will I have to appear in court during my bankruptcy?

When filing bankruptcy, one of the first things that many people will ask is whether they will need...

By Wesley Scott on Oct 3, 2024

How Does Bankruptcy Protect Me From Creditors?

When filing bankruptcy, something that many people are curious about are the ways in which the...

By James Jensen-Kowski on Oct 2, 2024

I Just Found Out That a Loved One Put Me on the Deed to Their House – Can I still File Bankruptcy?

In recent years, it has become increasingly common for parents, grandparents or others who may be...

By Wesley Scott on Sep 29, 2024

VA Disability and Bankruptcy: What to Know About Protecting Yourself

Another common question we often hear at LifeBack Law is: Are my veteran’s disability benefits...

By James Jensen-Kowski on Sep 24, 2024

Should Spouses File Bankruptcy Together?

When married couples contemplate filing bankruptcy, one of the first things that they often...

By Wesley Scott on Sep 23, 2024

The History of Bankruptcy – Ancient Near East

Financial difficulties often have us feeling alone, isolated, or ashamed. No one wants to file...

By Col Ovik on Sep 21, 2024

JOINT BANKRUPTCY FILING EXEMPTIONS IN MINNEAPOLIS

United States Code, title 11, section 522(d), shall be available to residents of Minnesota....

By Wesley Scott on Sep 19, 2024

How Bankruptcy Impacts a Co-signor in Minneapolis, Minnesota

If you are thinking of filing bankruptcy or have already filed and have a co-signor on a debt that...

By Col Ovik on Sep 17, 2024

BANKRUPTCY SCAMS ARE EVERYWHERE

Individuals today put so much personal information out into the world, but it is not just our...

By Wesley Scott on Sep 15, 2024

Bankruptcy and Your Mortgage in Minneapolis, Minnesota

When you file bankruptcy you will list all of your creditors. This includes secured creditors, like...

By James Jensen-Kowski on Sep 13, 2024

Modified Chapter 13 Bankruptcy Plans – What Are They and What Do They Do?

Modified plans, also sometimes referred to as mods, are a common term often heard in the context of...

By Wesley Scott on Sep 11, 2024

Using a Translator When Filing Bankruptcy in Minneapolis, Minnesota

If English is not your first language or you are worried about translation, that should not prevent...

By James Jensen-Kowski on Sep 9, 2024

Can Bankruptcy Help With Back Taxes?

For many, taxes are one of the single biggest financial obligations that we face on a weekly,...

By Wesley Scott on Sep 7, 2024

What’s a Chapter 7 Bankruptcy Trustee and Why Do They Want My Stuff?

If you have done any sort of research into bankruptcy, you’ve likely seen one word pop up over and...

By Wesley Scott on Sep 5, 2024

Bankruptcy and Vacations in Minneapolis, Minnesota

If you are filing bankruptcy, but have a trip planned or even paid for already, you may be...

By James Jensen-Kowski on Sep 3, 2024

Can Bankruptcy Help With My Utility Bill?

Home utilities play a very prominent role in day to day life. They provide us with the power to...

By Wesley Scott on Sep 1, 2024

Sometimes You Just Have to Laugh – Funny Jokes About Bankruptcy

Financial problems are stressful and oftentimes steal all the joy from life. So while you are...

By Wesley Scott on Aug 31, 2024

Can Bankruptcy Stop The Repossession Of My Car?

Many people value personal vehicles critically. They are necessary to meet our day-to-day...

By James Jensen-Kowski on Aug 30, 2024

Should I Think About Filing Bankruptcy?

When faced with the prospect of unmanageable debt, many consider the options available to help them...

By Wesley Scott on Aug 28, 2024

Debt Relief, Debt Consolidation and Bankruptcy: A Brief Guide for Frequently Asked Questions

Many people encounter overwhelming debt at some point during their life, and when they do, find...

By James Jensen-Kowski on Aug 26, 2024

How Can I Protect My Assets In Bankruptcy?

One of the things that I am most frequently asked by people when they are contemplating bankruptcy...

By Wesley Scott on Aug 25, 2024

Scrumptious Brownies – For When the Bankruptcy Isn’t Enough

Finances are a massive stressor in most people’s lives, and although this blog might not cure all...

By James Jensen-Kowski on Aug 24, 2024

How Do I Navigate the Bankruptcy Process?

When considering bankruptcy, it is very common to wonder where the path of pursuing a bankruptcy...

By James Jensen-Kowski on Aug 22, 2024

Building a Budget in Bankruptcy

When filing for bankruptcy, regardless of whether you are pursuing a Chapter 7 or a Chapter 13...

By Wesley Scott on Aug 21, 2024

Bankruptcy: In Sickness and In Health – An Update on Medical Bills and Matrimony

Medical bills are our favorite thing to hate. With people in the US owing at least $220 billion in...

By Amanda Scharber on Aug 19, 2024

What are Secured and Unsecured Debts in Bankruptcy in Minneapolis, Minnesota

When you speak with an attorney about filing bankruptcy, the attorney is going to ask you what...

By Wesley Scott on Aug 16, 2024

Is My Home at Risk in Bankruptcy?

Nearly every day, potential clients ask whether filing bankruptcy means they will lose their house....

By Wesley Scott on Aug 13, 2024

I Just Moved to Minnesota! – Can I Still File Bankruptcy?

Coming to Minnesota to get a fresh start? You’re not alone! Who can resist the beautiful nature,...

By Amanda Scharber on Aug 10, 2024

Reopening an Old Bankruptcy Case in Minneapolis, Minnesota

When filing bankruptcy, you usually receive your discharge, and your case closes. But what happens...

By Wesley Scott on Aug 8, 2024

Fraudulent Transfers in bankruptcy – It Happens to the Best of Us

When we hear the word fraud, our minds turn to white-collar criminals, Ponzi schemes, and scam...

By Amanda Scharber on Aug 6, 2024

What is A Chapter 13 Bankruptcy Objection and Why Did I Get One: Minneapolis, Minnesota

When you file bankruptcy any party in interest to your case has the right to object. This blog will...

By Amanda Scharber on Aug 4, 2024

Common Reasons Clients File Bankruptcy in Minneapolis, Minnesota

Bankruptcy isn’t a one-size-fits-all type of law practice; while this list will provide common...

By Col Ovik on Aug 2, 2024

CHAPTER 13 BANKRUPTCY ELIGIBILITY

U.S.C. §109(e) governs an individual's eligibility to file a case under Chapter 13 of the...

By Amanda Scharber on Aug 1, 2024

Stand out Bankruptcy Attorneys in Minneapolis, Minnesota

Deciding whether you should file bankruptcy can be scary, stressful, and leave you feeling...

By Wesley Scott on Jul 27, 2024

Snow Blowers, Lawnmowers, and Refunds – Oh My!

Here’s a riddle for our (home-owning*) readers: what do a snow blower, a riding lawnmower, and your...

By Amanda Scharber on Jul 24, 2024

Fun Budget Friendly Things to Do During Bankruptcy in Minneapolis, Minnesota

Filing bankruptcy may have you thinking of your budget and what you spend on certain categories...

By Wesley Scott on Jul 20, 2024

The Helpful Guide to Section 341 Bankruptcy Hearings

So you’ve filed bankruptcy, and then suddenly, you receive a letter in the mail telling you a date...

By Amanda Scharber on Jul 16, 2024

Student Loans and Bankruptcy in Minneapolis, Minnesota

Whether you are looking into filing bankruptcy or have done so, you may have heard filing...

By Wesley Scott on Jul 13, 2024

Chapter 13 Bankruptcy or Traditional Debt Relief Agencies: Which Way to Go?

If you are reading this article, I’m sure you’ve heard numerous ads for debt relief programs. Debt...

By Col Ovik on Jul 9, 2024

FINANCIAL MANAGEMENT COURSE IN BANKRUPTCY (THE SECOND COURSE)

A debtor must complete an instructional course in personal financial management in order to receive...

By Amanda Scharber on Jul 6, 2024

Reasons LifeBack Law Stands Out Amongst Bankruptcy Firms in Minneapolis, Minnesota

At LifeBack Law, we strive to communicate promptly and leave no client feeling unheard. We make...

By Col Ovik on Jul 3, 2024

BANKRUPTCY ASSETS

The assets of a debtor need to be disclosed to the bankruptcy court, but sometimes, it is not clear...

By Wesley Scott on Jul 1, 2024

Can Bankruptcy Stop an Eviction in Minnesota?

Receiving notice of a pending eviction action can be a scary thing to experience, and figuring out...

By Amanda Scharber on Jun 20, 2024

Can I Sell My Home During or After Bankruptcy in Minneapolis, Minnesota

If you own your home, you may have reached a point where you are considering selling. If you are in...

By Wesley Scott on Jun 15, 2024

What Comes Next After Bankruptcy?

Filing bankruptcy can bring a massive amount of relief when you begin to feel the benefit of being...

By Amanda Scharber on Jun 10, 2024

Bank Accounts Closing During Bankruptcy in Minneapolis, Minnesota

Filing bankruptcy may leave you feeling uncertain about your bank accounts. If you like your bank,...

By Wesley Scott on Jun 5, 2024

Can I Discharge a Debt that is Already in Collections?

“Can I discharge a debt that is already in collections?” - It’s a question many people ask when...

By Amanda Scharber on Jun 1, 2024

Judgment Free Bankruptcy in Minneapolis, Minnesota

At LifeBack Law, we don’t judge you, we help you get your life back. This is not just a slogan for...

By Wesley Scott on May 30, 2024

This is why LifeBack Law Firm is Minnesota’s most kind and helpful bankruptcy law firm

At LifeBack Law Firm, we put our money where our mouth is. When we say we are Minnesota’s most kind...

By Amanda Scharber on May 28, 2024

Ways to Save on Groceries While in Bankruptcy in Minneapolis, Minnesota

Whether you are trying to save on groceries due to income, dietary needs, family size, or other...

By Amanda Scharber on May 25, 2024

Who Receives Notice You Filed Bankruptcy in Minneapolis, Minnesota

Various parties will receive notice of your case filing, directly from the court, your attorney, a...

By Wesley Scott on May 23, 2024

LIFEBACK LAW FIRM: BANKRUPTCY AND FREE STUDENT LOAN DISCHARGE ANALYSIS!

LifeBack Law Firm is pleased to announce we are now offering all Minnesotans a free analysis of...

By Col Ovik on May 23, 2024

CLAIMS IN A CONVERTED BANKRUPTCY CASE

Occasionally, a bankruptcy case will be converted from one chapter to a different chapter. There...

By Amanda Scharber on May 19, 2024

Can Bankruptcy Help with Rent in Minneapolis, Minnesota

Whether you have a prior lease you still owe on that you cannot pay or you are behind on a current...

By Amanda Scharber on May 16, 2024

Proof of Claims in Bankruptcy in Minneapolis, Minnesota

When you file either an asset Chapter 7 case or a Chapter 13 case, your creditors can file a claim....

By Amanda Scharber on May 8, 2024

How Does Income Impact Bankruptcy in Minneapolis, Minnesota

When you first speak with an attorney about options for filing bankruptcy, you should know an...

By Col Ovik on May 4, 2024

BANKRUPTCY AND FORECLOSURE

In the event of a pending foreclosure, bankruptcy can be a practical tool. The bankruptcy can stay...

By Amanda Scharber on May 1, 2024

Assets Listed in Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy you must list everything you own or are entitled to. When you file, you...

By Amanda Scharber on Apr 30, 2024

Can You Discharge Medical Debt in Bankruptcy in Minneapolis, Minnesota

While there is no such thing as medical bankruptcy cases, you can still discharge medical debt in...

By Col Ovik on Apr 27, 2024

DOMESTIC SUPPORT OBLIGATIONS IN A BANKRUPTCY

Ongoing domestic support obligations are unchanged in a bankruptcy filing. The bankruptcy court has...

By Wesley Scott on Apr 25, 2024

WHAT HAPPENS TO YOUR CREDIT AFTER CHAPTER 7 BANKRUPTCY IS NOT WHAT YOU THINK

The perception among many is filing Chapter 7 Bankruptcy is the death knell to your ability to...

By Wesley Scott on Apr 22, 2024

Court filing says Hoglund Law engaged in massive fraud

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...

By Col Ovik on Apr 20, 2024

MORTGAGE, ESCROW AND BANKRUPTCY

When filing for bankruptcy and owning a home, it is important for a debtor to understand they will...

By Amanda Scharber on Apr 16, 2024

What Happens After Your 341 Bankruptcy Hearing in Minneapolis, Minnesota

A 341 hearing is typically the only hearing you attend in your bankruptcy case. It is about a month...

By Wesley Scott on Apr 13, 2024

Computers are now exempt in Minneapolis, MN bankruptcies thanks to LifeBack Law Firm

Thanks to the attorneys at LifeBack Law Firm, computers are now exempt as household items under...

By Amanda Scharber on Apr 9, 2024

What Happens with Secured Debts in Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy you have to list all of your creditors, both secured and unsecured. This...

By Wesley Scott on Apr 5, 2024

CAN I FILE CHAPTER 7 BANKRUPTCY OR WILL I BE REQUIRED TO FILE CHAPTER 13?

The consensus is filing a Chapter 7 Bankruptcy is better than filing a Chapter 13 Bankruptcy. Why?...

By Amanda Scharber on Apr 1, 2024

Why Wouldn’t a Bankruptcy Discharge Go Through in Minneapolis, Minnesota

Your bankruptcy discharge is the official court order, stating you do not have personal liability...

By Amanda Scharber on Mar 27, 2024

How Does the 341 Hearing Work in Bankruptcy in Minneapolis, Minnesota

The 341 hearing or Meeting of Creditors is, typically, the only hearing you attend during your...

By Wesley Scott on Mar 23, 2024

LIFEBACK LAW FIRM; PROTECTING MINNESOTANS FROM LAW FIRM MARKETING FRAUD

LifeBack Law Firm protects Minnesotans from law firm marketing fraud. How do we do this? When a law...

By Amanda Scharber on Mar 19, 2024

Collection Activity in Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy, you are placed in a metaphorical bubble of protection from your...

By Wesley Scott on Mar 14, 2024

HOW STUDENT LOANS INTERSECT WITH CHAPTER 7 BANKRUPTCY: DON’T HOLD YOUR BREATH

Section 523(a)(8) of the Bankruptcy Code makes student loan debt non-dischargeable unless debtor...

By Amanda Scharber on Mar 10, 2024

Part 2 Common Terms and Phrases in Bankruptcy in Minneapolis, Minnesota

Bankruptcy is full of nuances and terms you may not hear every day. This blog will explore common...

By Col Ovik on Mar 7, 2024

DIVORCE AND BANKRUPTCY

Divorce and a bankruptcy tend to go hand and hand. Often the question comes up, what should come...

By Wesley Scott on Mar 4, 2024

Bank refuses to retrieve vehicle (collateral) in Minneapolis, MN Chapter 7 Bankruptcy; why?

We get this phone call often. The person on the other end of the call is a former client of...

By Amanda Scharber on Mar 1, 2024

Debt Incurred After Bankruptcy Filing in Minneapolis, Minnesota

When you file bankruptcy, the debt you have incurred prior to filing, can be included in your...

By Wesley Scott on Feb 29, 2024

Filing Chapter 7 bankruptcy in Minneapolis, MN? Watch out for these two things…..

If you are thinking about filing a Chapter 7 Bankruptcy in Minneapolis, MN, you need to watch out...

By Amanda Scharber on Feb 26, 2024

Common Terms and Phrases in Bankruptcy in Minneapolis, Minnesota

When you first speak to an attorney about filing bankruptcy and throughout your case, you may hear...

By Wesley Scott on Feb 23, 2024

MN Professional Lawyer Responsibility Board Chooses Not to Tackle Law Firm Geographic Fraud in Minnesota; Public suffers

Court filing saysHoglund Law engaged in massive interstate advertising and marketing fraud spanning...

By Amanda Scharber on Feb 20, 2024

Why You Should Hire a Bankruptcy Attorney in Minneapolis, Minnesota

Appearing on your behalf may sound appealing to some due to not paying attorney fees, but the...

By Wesley Scott on Feb 17, 2024

CHAPTER 13 BANKRUPTCY BASICS EASY TO UNDERSTAND IN MINNEAPOLIS, MN

I often refer to a Chapter 13 Bankruptcy as a government-sponsored debt consolidation plan with...

By Amanda Scharber on Feb 14, 2024

What is a Secured Debt in bankruptcy in Minneapolis, Minnesota

You may hear a creditor of yours is secured or has a security interest and wonder what this means....

By Col Ovik on Feb 11, 2024

AVOIDANCE ACTIONS IN BANKRUPTCY IN MINNEAPOLIS, MN

Avoidance actions are claims to avoid a transfer of property by the debtor that was made voidable...

By Amanda Scharber on Feb 8, 2024

Amendments and Bankruptcy in Minneapolis, Minnesota

Amendments are an official adjustment, addition, or subtraction of information in your bankruptcy...

By Wesley Scott on Feb 5, 2024

FILING BANKRUPTCY IN MINNEAPOLIS, MN? WATCH OUT FOR THIS…..

Court filing says Hoglund Law engaged in massive interstate advertising and marketing fraud...

By Col Ovik on Feb 3, 2024

VALUING ASSETS IN A BANKRUPTCY IN MINNEAPOLIS, MN

When filing a bankruptcy petition, the debtor is required to value of all of their assets. The...

By Wesley Scott on Feb 1, 2024

2024 UPDATE: BANKRUPTCY AND STUDENT LOAN DISCHARGE IN MINNEAPOLIS, MN

When the news hit about a new truncated process to determine if student loans are dischargeable in...

By Amanda Scharber on Jan 30, 2024

Claims in Bankruptcy in Minneapolis, Minnesota

A claim in bankruptcy is a claim of money owed to a creditor, filed by or for a creditor. Proof of...

By Wesley Scott on Jan 26, 2024

Lifeback Law Firm Celebrates 2023 Milestones and Looks to 2024

In 2021, LifeBack Law Firm decided to change who we were to Minnesotans needing a safe refuge to...

By Col Ovik on Jan 22, 2024

Bankruptcy Audits in Minneapolis Part 3

For questions or concerns about information on the petition, the debtor will be required to supply...

By Amanda Scharber on Jan 18, 2024

Creditor Objections During Chapter 13 Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy, your creditors receive notice that you filed and are given the timeline...

By Wesley Scott on Jan 15, 2024

The Court Filing Says Hoglund Law Removed 229 Google Maps Listings Because They Were False.

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...

By Amanda Scharber on Jan 12, 2024

Interesting Facts About Bankruptcy in Minneapolis, Minnesota

Bankruptcy is full of fun and interesting facts. This blog will explore a few.

By Wesley Scott on Jan 10, 2024

Court Filing Says Hoglund Law Engaged in Massive Interstate Advertising and Marketing Fraud Spanning Multiple States

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...

By Col Ovik on Jan 8, 2024

Bankruptcy Audits Part 2 in Minneapolis, MN

If your case is selected for audit, the U.S. Trustee will select an audit firm to conduct the...

By Wesley Scott on Jan 5, 2024

Feeling Anxious About Filing Bankruptcy in Minneapolis, MN?

Every single human who ever lived on this planet or who is living on the planet now has felt the...

By Amanda Scharber on Jan 3, 2024

Vehicle Surrender After Bankruptcy in Minneapolis, Minnesota

When you file bankruptcy you discharge your liability on unsecured debts (with some exclusions, for...

By Wesley Scott on Jan 1, 2024

3 Easy Ways to Overcome the Fear of Filing Bankruptcy in Minneapolis

The fear of filing bankruptcy in Minneapolis, MN is real. The level of courage it takes to overcome...

By Amanda Scharber on Dec 30, 2023

The Major Players in Bankruptcy in Minneapolis, Minnesota

There are quite a few parties to a bankruptcy case. If you are thinking about filing or in an...

By Col Ovik on Dec 25, 2023

OMITTED CREDITORS AND A CHAPTER 13 BANKRUPTCY

A debtor who completes his payments under a Chapter 13 plan is entitled to a discharge of the debt...

By Amanda Scharber on Dec 22, 2023

Updated: November 1, 2023 Median Income use in bankruptcy in Minneapolis, Minnesota

The median income for your household size is used in bankruptcy to determine whether you qualify...

By Col Ovik on Dec 19, 2023

THE PROPERTY TAX REFUND IN BANKRUPTCY IN MINNEAPOLIS, MN

The State of Minnesota does offer a property tax refund. The Tax Refund Act provides three types of...

By Wesley Scott on Dec 16, 2023

Court filing says Hoglund Law buried its client’s complaints concerning its fraudulent advertising.

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...

By Amanda Scharber on Dec 13, 2023

Free Bankruptcy Consultations in Minneapolis, Minnesota

When you are filing for bankruptcy or in any financial predicament, you don’t want to pay for a...

By Wesley Scott on Dec 9, 2023

Chapter 7 and 13 Bankruptcy: your finances are sick, you are not

I often counsel clients about whether they should file Chapter 7 and 13 Bankruptcy. In the course...

By Col Ovik on Dec 6, 2023

BANKRUPTCY AUDITS PART 1

When filing bankruptcy the debtor is required to file a bankruptcy petition. The petition includes...

By Amanda Scharber on Dec 3, 2023

Easy Recipe During Bankruptcy in Minneapolis, Minnesota

If you are in bankruptcy or not, who doesn’t love a good, easy, cheap meal that will feed the whole...

By Wesley Scott on Dec 1, 2023

Court filing says Minnesota law firm engaged in massive interstate advertising and marketing fraud spanning multiple states

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims...

By Amanda Scharber on Nov 29, 2023

Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.