Filing bankruptcy may have you thinking of your budget and what you spend on certain categories monthly or yearly. One of those categories may be your “fun” money or entertainment budget. It can be hard to find fun things to do, that are cheap or free. This blog explores ideas for free or cheap things you and your family can do, during bankruptcy.
Whether you are looking into filing bankruptcy or have done so, you may have heard filing bankruptcy will not discharge your student loans. While most student loans are not dischargeable in bankruptcy, there is a second step you can take during your case to determine whether your student loans are dischargeable in whole or in part. This step is called an adversary proceeding.
At LifeBack Law, we strive to communicate promptly and leave no client feeling unheard. We make sure the client is informed during their case, is responded to, and, more importantly, is listened to.
If you own your home, you may have reached a point where you are considering selling. If you are in active bankruptcy or your case has closed, you may have questions about when you can sell, if the equity in your home belongs to the bankruptcy estate, and whether you need to do anything additional to sell. This blog will explore answers to these questions and more.
Filing bankruptcy may leave you feeling uncertain about your bank accounts. If you like your bank, you may want to keep it open, and if you do not like your bank or do not care one way or the other, you may be fine with it closing.
At LifeBack Law, we don’t judge you, we help you get your life back. This is not just a slogan for us, but something we stand by and adhere to.
Whether you are trying to save on groceries due to income, dietary needs, family size, or other reasons, this blog will explore savings at the grocery store.
Various parties will receive notice of your case filing, directly from the court, your attorney, a creditor, or a combination. The creditor or party’s interest in your case, will determine who receives notice you filed bankruptcy.
Whether you have a prior lease you still owe on that you cannot pay or you are behind on a current lease, bankruptcy may be able to help.
When you file either an asset Chapter 7 case or a Chapter 13 case, your creditors can file a claim. The claim will state, who the creditor is, where they can be reached, the amount owed to them, why it is owed, and proof of the debt. Creditors file claims in cases, so the trustee knows who to pay.
When you first speak with an attorney about options for filing bankruptcy, you should know an average of your income or your hourly rate, or at least a best estimate of your income. Income is important, because it can determine which bankruptcy you will file.
When you file bankruptcy you must list everything you own or are entitled to. When you file, you create a bankruptcy estate. The estate owns everything you own or are entitled to until the exemption objection period passes or you buy back non-exempt assets from the estate.
While there is no such thing as medical bankruptcy cases, you can still discharge medical debt in bankruptcy. In fact, medical debt is fairly easy to include in bankruptcy, as long as you know where your medical debt was incurred. For example, the hospital or clinic you went to.
A 341 hearing is typically the only hearing you attend in your bankruptcy case. It is about a month after filing and will take about 5-10 minutes, depending on your case. The trustee of your case conducts the hearing and will go through yes or no questions with you to verify your case information.
When you file bankruptcy you have to list all of your creditors, both secured and unsecured. This is true, even if you plan on keeping your secured assets, like houses and vehicles, and will continue paying them.
Your bankruptcy discharge is the official court order, stating you do not have personal liability on the dischargeable debts anymore. The bankruptcy discharge is the end goal of bankruptcy. Since the discharge is the end goal in most cases, a lot of potential clients wonder what would cause a discharge to not go through.
Filing bankruptcy may have you thinking of your budget and what you spend on certain categories...
Whether you are looking into filing bankruptcy or have done so, you may have heard filing...
At LifeBack Law, we strive to communicate promptly and leave no client feeling unheard. We make...
If you own your home, you may have reached a point where you are considering selling. If you are in...
Filing bankruptcy may leave you feeling uncertain about your bank accounts. If you like your bank,...
At LifeBack Law, we don’t judge you, we help you get your life back. This is not just a slogan for...
Whether you are trying to save on groceries due to income, dietary needs, family size, or other...
Various parties will receive notice of your case filing, directly from the court, your attorney, a...
Whether you have a prior lease you still owe on that you cannot pay or you are behind on a current...
When you file either an asset Chapter 7 case or a Chapter 13 case, your creditors can file a claim....
When you first speak with an attorney about options for filing bankruptcy, you should know an...
When you file bankruptcy you must list everything you own or are entitled to. When you file, you...
While there is no such thing as medical bankruptcy cases, you can still discharge medical debt in...
A 341 hearing is typically the only hearing you attend in your bankruptcy case. It is about a month...
When you file bankruptcy you have to list all of your creditors, both secured and unsecured. This...
Your bankruptcy discharge is the official court order, stating you do not have personal liability...
