Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

      Amanda Scharber

      Amanda Scharber
      For me, one of the greatest joys of being a bankruptcy attorney is seeing the look on my client’s face after the initial consultation, when they typically realize their burden can be lifted.

      Recent Posts

      Updated: November 1, 2023 Median Income use in bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on December 22

      The median income for your household size is used in bankruptcy to determine whether you qualify for a Chapter 7 or a Chapter 13 and whether you are a three-year or a five-year Chapter 13 bankruptcy.

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      Free Bankruptcy Consultations in Minneapolis, Minnesota

      Posted by Amanda Scharber on December 13

      When you are filing for bankruptcy or in any financial predicament, you don’t want to pay for a consultation to see your options. At LifeBack Law, we offer free bankruptcy consultations. Typically, they are done by phone, Zoom, in-person, FaceTime or Skype. These consultations take about a half hour to an hour, and you will receive advice from a bankruptcy attorney.  

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      Easy Recipe During Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on December 3

      If you are in bankruptcy or not, who doesn’t love a good, easy, cheap meal that will feed the whole family? The below recipe is for crockpot fajitas. It is tasty, easy, and cheap. 

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      Side Gigs and Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 29

      Side gigs are booming. With delivery, Etsy shops, and various other apps having a side gig is usually an easy way to score extra money, if needed. If you are considering bankruptcy you may be wondering how having a side gig may impact your filing.  

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      Maximizing Your Spending After Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 24

      Inflation is hitting everyone hard right now. From utilities to groceries, it seems the cost of living all around is increasing daily. When you file for bankruptcy you will receive advice to reprioritize or restructure your budget, this blog will go into ideas on doing so.

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      What Is a Bankruptcy Conversion and When Do They Happen in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 11

      A conversion is when you convert (or flip) your case from one bankruptcy chapter to another. They are common with chapter 13 to chapter 7 cases, but can also go the other way from a chapter 7 to a chapter 13. This blog will explore what may trigger a conversion during a bankruptcy. 

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      Learn What To Expect From Your Free Bankruptcy Consultation

      What does it mean to amend your bankruptcy schedules in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 28

      An amendment is the official term used, when you change information in your case. There are many reasons to file an amendment to your bankruptcy case, below are a few of the most common: 

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      Why you should Hire an Attorney and Avoid Filing Pro Se in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 24

      A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases may be fine for some things, but they are frowned upon for bankruptcy filings. This is because bankruptcy law is nuanced and complex. 

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      How Can Someone Find My Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 16

      If you have asked around about bankruptcy, you may have heard horror stories, where so-and-so’s bankruptcy was blasted all over the local newspaper and everyone in their home town found out about it. To my knowledge, in Minnesota, there are no major newspapers who report bankruptcy filings. That being said, bankruptcy is public information and below are the most common ways someone can find out about it. 

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      Gifts Before Filing Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 8

      Whether you are receiving a gift or have given a gift prior to filing bankruptcy, keep the following things in mind. 

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      Finding a Bankruptcy Lawyer in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 4

      Most bankruptcy cases go extremely smoothly and you get your bankruptcy discharge without a hitch. An important factor to this, is hiring a good lawyer. 

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      To Jointly File Chapter 7 Bankruptcy or Not To in Minneapolis, Minnesota

      Posted by Amanda Scharber on September 30

       Just because you are married, does not mean you automatically need to file a joint bankruptcy with your spouse. 

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      The Different Individual Bankruptcy Cases that can be filed in Minneapolis, Minnesota

      Posted by Amanda Scharber on September 24

      When considering bankruptcy it is good to know your options as far as case type. There are four different types of bankruptcy cases, businesses and individuals can file. At LifeBack Law, we only file chapter 13 and chapter 7 bankruptcy cases.

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      Bankruptcy 341 Hearing Basics in Minneapolis, Minnesota

      Posted by Amanda Scharber on September 14

      Your 341 hearing in a chapter 7 or 13 case, is typically about a month after filing and usually will take less than 10 minutes to complete. It is where the bankruptcy trustee in your case has a chance to verify your case information and ask questions of you. There are typically four main topics the bankruptcy trustee asks about. 

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      The Benefits of Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on September 6

      Filing a bankruptcy case may seem scary at first, but there are many benefits to keep in mind, if it is the route you take for your financial situation. 

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      To Jointly File Chapter 7 Bankruptcy or Not To in Minneapolis, Minnesota

      Posted by Amanda Scharber on September 1

      Just because you are married, does not mean you automatically need to file a joint bankruptcy with your spouse. 

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