Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.


      Court filing says Minnesota law firm engaged in massive interstate advertising and marketing fraud spanning multiple states

      Posted by Wesley Scott on December 1

      A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims from 2013 to 2020, Hoglund, Chwialkowski & Mrozik P.L.L.C. n/k/a Hoglund & Mrozik, P.L.L.C. engaged in massive interstate advertising and marketing fraud spanning multiple states on its website, Google map location and lawyer listings, and by its conventional advertisements. 

      Read More

      Side Gigs and Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 29

      Side gigs are booming. With delivery, Etsy shops, and various other apps having a side gig is usually an easy way to score extra money, if needed. If you are considering bankruptcy you may be wondering how having a side gig may impact your filing.  

      Read More

      Maximizing Your Spending After Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 24

      Inflation is hitting everyone hard right now. From utilities to groceries, it seems the cost of living all around is increasing daily. When you file for bankruptcy you will receive advice to reprioritize or restructure your budget, this blog will go into ideas on doing so.

      Read More

      The Bankruptcy Petition

      Posted by Col Ovik on November 19

      When filing a bankruptcy petition the debtor must file a financial statement which includes a schedule of the assets that are part of the bankruptcy. This includes any current or future interests the debtor may have, including causes of action possessed by the debtor at the time of filing. 

      Read More

      Can a Chapter 7 Bankruptcy Be Denied in Minneapolis, MN?

      Posted by Wesley Scott on November 15

           We get this question often. Can this be denied? If we are talking strictly in terms of percentages, over 99.9% of all Chapter 7 debtors get a discharge of their debts. There are some who will not. Why? If you are hiding assets before or during your bankruptcy filing you will be in trouble. If you refuse to cooperate with the administration of your case, you will be in trouble. In short, honest debtors get relief and dishonest debtors do not.

      Read More

      What Is a Bankruptcy Conversion and When Do They Happen in Minneapolis, Minnesota

      Posted by Amanda Scharber on November 11

      A conversion is when you convert (or flip) your case from one bankruptcy chapter to another. They are common with chapter 13 to chapter 7 cases, but can also go the other way from a chapter 7 to a chapter 13. This blog will explore what may trigger a conversion during a bankruptcy. 

      Read More
      Learn What To Expect From Your Free Bankruptcy Consultation

      You Can Trust Lifeback Law Firm’s Bankruptcy Google Reviews in Minnepolis, MN

      Posted by Wesley Scott on November 8

          Recently, a Hennepin County court filing claims Hoglund Law: “Hoglund buried its clients’ complaints concerning its fraudulent advertising by soliciting and publishing nothing but positive reviews via “review—gating” software, and falsely claimed five-star Google reviews for nearly all of its offices via its website when—in reality—most of its offices did not have five-star reviews.” 

      Read More

      Previous Bankrupticies and the Automatic Stay

      Posted by Col Ovik on November 4

      Filing for bankruptcy is available to honest debtors to allow them respite from their creditors. Even those debtors that have previously filed for bankruptcy relief are allowed to file again for bankruptcy. For those debtors with previous bankruptcy filings, they may not be entitled to a discharge or other protections allowed to bankruptcy debtors depending on the status of their previous cases and when their previous bankruptcies were filed. 

      Read More

      Court Documents Filed in Hennepin County Allege Hoglund Law Engaged in Massive Advertising and Marketing Fraud

      Posted by Wesley Scott on November 1

           A court document filed on September 26, 2023 in Hennepin County, Minnesota alleges Hoglund Law, based in Roseville, MN, engaged in massive advertising and marketing fraud. More blogs regarding this topic will follow. 

      Read More
      Download our Free Debt Solutions Comparison Chart

      What does it mean to amend your bankruptcy schedules in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 28

      An amendment is the official term used, when you change information in your case. There are many reasons to file an amendment to your bankruptcy case, below are a few of the most common: 

      Read More

      Why you should Hire an Attorney and Avoid Filing Pro Se in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 24

      A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases may be fine for some things, but they are frowned upon for bankruptcy filings. This is because bankruptcy law is nuanced and complex. 

      Read More


      Posted by Col Ovik on October 20

      Under section 523(a)(6) in the bankruptcy code, "any debt . . . for willful and malicious injury by the debtor to another [person]" is not dischargeable. 11 U.S.C. §523(a)(6). 

      To determine “willful and malicious injury” the facts of the incident must be analyzed. The bankruptcy code itself lacks definition for these terms. 

      Read More

      How Can Someone Find My Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 16

      If you have asked around about bankruptcy, you may have heard horror stories, where so-and-so’s bankruptcy was blasted all over the local newspaper and everyone in their home town found out about it. To my knowledge, in Minnesota, there are no major newspapers who report bankruptcy filings. That being said, bankruptcy is public information and below are the most common ways someone can find out about it. 

      Read More


      Posted by Col Ovik on October 13

      Starting the bankruptcy process can seem like a lonely time. It can be defeating to feel like you have no other options, but the bankruptcy process is meant to provide individuals relief. And even though you may feel like no one you know has had to file bankruptcy, you may be surprised to learn all the people you know who have had to file bankruptcy in the past. 

      Read More

      Gifts Before Filing Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 8

      Whether you are receiving a gift or have given a gift prior to filing bankruptcy, keep the following things in mind. 

      Read More

      Finding a Bankruptcy Lawyer in Minneapolis, Minnesota

      Posted by Amanda Scharber on October 4

      Most bankruptcy cases go extremely smoothly and you get your bankruptcy discharge without a hitch. An important factor to this, is hiring a good lawyer. 

      Read More


      You Can Also Filter By Category

      Take the first step toward  getting your life back  Let us help you get started on your road to a debt-free life Sign Up for a Free Consultation