One common myth about bankruptcy is that you can pick and choose which debts to list. People often have a credit card or particular debt that they want to keep. People often ask, do I really have to list every debt? The answer is yes. In a Chapter 7 or Chapter 13 bankruptcy you are required to list all of your debts. The bankruptcy code says that all creditors must be treated equally.

Can I Pick and Choose Which Debts to List in bankruptcy?
One common myth about bankruptcy is that you can pick and choose which debts to list. People often...