From the newest time-saving gadget to high-speed forms of travel, as a society we love to get things done fast. With little time to spare, our busy lives require quick and easy solutions to problems – and that includes a fast and easy way to erase debts with Chapter 7 bankruptcy.

That’s probably what a lot of people thought when they first heard of the Equifax breach last week. After a bankruptcy rebuilding your credit score quickly is important. You don’t want anything getting in the way like a data leak. There have been a lot of mixed messages on what to do to protect yourself, now that most likely, your social security number, birth date, address and other personal information is floating around the universe. The breach affected 143 million people, which is basically every adult living in the United States.

Many people I speak with are interested in finding out what debts are not dischargeable in a bankruptcy. Meaning what debts will still remain after a bankruptcy. Tax debt is the most tricky debt to deal with in bankruptcy because there are so many rules in place that must be followed in order to determine whether tax debt can be discharged in a chapter 7 bankruptcy.

When a potential client comes in for an initial consultation, one of the available options for a client with a debt problem is debt settlement. But is it a good alternative to bankruptcy? The answer is mainly no, it’s not, the reasons of which are spelled out below.

Are you on the hunt for an experienced bankruptcy law firm in Mankato, Minnesota, but think you have a better chance of finding Bigfoot than a bankruptcy law firm that erases your debt and repairs your credit?

Are you sweating your unpaid debt? Are creditors turning up the heat and you need a fast and easy way to freeze your debt for good? As St Paul’s summer heat reaches its prime and the sweltering temperatures of August set in, there are tips to “beat the heat” everywhere you turn. From dips in the local pool to shaved ice binges, there are countless ways for Minnesota residents to cool off once the heat index rises.

Do you dream of a fairytale ending to your quest for a great bankruptcy lawyer to help you erase your debts in Woodbury, Minnesota?

Is debt going to ruin your summer in Minneapolis, Minnesota?

Summer is officially here and with it comes all the joys of the season: barbecues, swimming, fireworks, vacations, family gatherings, camping, and all the other favorite pastimes that come when the temperature rises. The kids are home from school, the days are longer, and the air is heavy with possibilities and promise.

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.”

When Henry Wheeler Shaw made that statement over 150 years ago, he may not have been thinking about Bankruptcy in Buffalo, Minnesota but it is almost eerie how true that statement holds today.

Have you decided to file bankruptcy in Duluth, Minnesota, but are unsure which type of bankruptcy is right for you?

First, congratulations on taking the first step towards financial freedom!

Second, let the experienced Bankruptcy Attorneys at Kain & Scott help you find the debt solution that works for your family. We have compiled some basic bankruptcy information to help you make a smart decision regarding your financial future. Let us walk you through the basics and then contact our office to get started on our easy 4-step bankruptcy process!

So, you’ve made the decision to file for bankruptcy. But you might not know the process of filing for bankruptcy in Duluth or how it works. Things seem to be less intimidating once a person understands the process. Also, understanding the process makes things seem more feasible. This applies to bankruptcy as well. Once you understand the process, bankruptcy will be less intimidating and will seem more feasible. With that in mind, we would like to show you our process of how to file bankruptcy in Duluth, MN.

We are all somewhat familiar with bankruptcy. We know it can be used to eliminate or reduce the majority of unsecured debts. But there are many ways beyond the obvious benefits that many of us don’t know about. Lets taking a closer look at some of the lesser-known benefits to filing bankruptcy and how a MN Bankruptcy Lawyer can help you with your overwhelming debt problems by taking a more proactive approach.

Minnesota is truly unique in many ways! We are at the forefront of technology in many industries including science and medicine yet still rich in agriculture across many small rural communities.  In simpler times our communities were comprised of essential service providers and civil offices. Then we grew, prospered and began to expand. With that came opportunity and competition.

If you haven’t been living under a rock for the last several years I’m sure I don’t need to explain to you how much DIY information we have available to us online. It’s everywhere! We’ve all used Google or YouTube before to figure out how to do something that we had no idea how to do in the first place. It feels good to accomplish things on our own. However, as good as it might feel it’s just as good to know our limitations. Especially when it comes to filing bankruptcy. Sure, there are several informational guides that outline the process online, but in order to avoid any complications you’ll always be a lot better off and happier working with an experienced and professional Minneapolis Bankruptcy Lawyer. Here’s why:

Many people continue to struggle for years with overwhelming debt because of the negative stigma surrounding Bankruptcy. At Kain & Scott our MN Bankruptcy Lawyers speak with clients every day that have one regret - they wish they would have filed sooner!