If you haven’t been living under a rock for the last several years I’m sure I don’t need to explain to you how much DIY information we have available to us online. It’s everywhere! We’ve all used Google or YouTube before to figure out how to do something that we had no idea how to do in the first place. It feels good to accomplish things on our own. However, as good as it might feel it’s just as good to know our limitations. Especially when it comes to filing bankruptcy. Sure, there are several informational guides that outline the process online, but in order to avoid any complications you’ll always be a lot better off and happier working with an experienced and professional Minneapolis Bankruptcy Lawyer. Here’s why:
1. Opportunity Cost
Legally you don’t need a Bankruptcy Lawyer in order to file bankruptcy in Minneapols. However, you do need to meet all of the requirements that have been established by the U.S. Bankruptcy Code. What are these requirements? This is where things can get tricky! Especially if you have little to no experience with Bankruptcy Law.
Rather than spending countless days and sleepless nights trying to research and figure it out, hire a professional. Let them do the work, while you relax and spend more time with the people you love or spend more time doing the things you love to do. A professional Minneapolis Bankruptcy Lawyer, with hundreds of cases under their belt, will know how to avoid any pitfalls you could encounter and get you the results you want and need.
Besides, the proof is in the pudding. The rate of cases discharged is historically lower for individuals who file bankruptcy cases on their own (also known as “pro se” filers).
2. Subpar Assistance
Yes it’s true, there is free assistance available to the general public to answer questions and help you with your bankruptcy petition. But beware… You know what they say, “You get what you pay for.” These “free” staff members will not provide the service you’re going to want and need.
What do I mean by that? Well, let’s say you do choose to give it a shot and file “pro se.” Many pro se filers end up using a low-cost petition preparer. Sounds great, right? Wrong! The preparer’s job is to merely enter the information that you provide to them. They are explicitly barred from offering any type of legal advice or assisting you with any detailed questions you may have about the information you are providing them. For some people this might be sufficient, but what happens if you have questions or run into a roadblock? That’s right, you guessed it - back to the books! Either that or give an experienced Minneapolis Bankruptcy Lawyer a call.
Learning the rules and procedures which govern the U.S. Bankruptcy Courts can be a difficult task. Even with the wealth of free information out there online, trying to file bankruptcy without an experienced Lawyer, is like walking blind particularly if you’re not familiar with the legal procedures.
Your Best Option – A Minneapolis Bankruptcy Lawyer
Sure, hiring a professional and experienced Minneapolis Bankruptcy Lawyer might cost you a fee, but let’s take a look at how far your hard earned dollars will go with one in your corner.
First of all, your Lawyer is going to have experience solving overwhelming debt problems. That means, they’ll be able to explain to you all of your options in order to truly help you make the best decision for your financial future.
Secondly, if you do choose to file bankruptcy they’ll be able to help walk you through the entire process, keeping you well informed every step of the way. There will be NO researching, relying on subpar assistance or stressing out about the accuracy of your petition.
Contact Kain & Scott
Let’s be honest: Bankruptcy can’t resolve all financial hardships but it can solve most. If your struggling with overwhelming debt let us help you answer all of your questions and concerns. We’ve helped thousands of MN debtors get their lives back would love to help you too. Before you spend countless days and sleepless nights trying to determine the best way to resolve your debt problem, give us a call. We are MN’s Nicest Bankruptcy Law Firm – GUARANTEED!
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