Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

    Why Should You Hire An Attorney To File Your Bankruptcy?

    Posted by Amanda Scharber on May 18

     I was at a hearing just the other day where someone filed their chapter 7 bankruptcy case pro se, meaning they did not have attorney representation. Although, it is perfectly legal to file a case for yourself, typically it is not a good idea to do so. This is because bankruptcy law is vast and nuanced.

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    Bankruptcy Attorney Near Me in Maple Grove, MN

    Posted by Wesley Scott on May 17

       I like to think of LifeBack Law Firm as an oasis away from the cruelty of the world we live in. Too many people use cruelty and insecurity to hurt other people. It is really sad. When you have a debt problem the last thing you want is for law firm staff to be rude, condescending, or just mean. Unfortunately, we hear all the stories along these lines from clients who first went to another law firm to file bankruptcy only to find out, the lawyer and staff are rude.

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    How Long Does a Bankruptcy Case Take?

    Posted by Amanda Scharber on May 16

     We file two different kinds of bankruptcy cases at LifeBack Law, both Chapter 7 and Chapter 13. How long each will take and a timeline of what happens in each differs. Below we will go through both.

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    Life After Bankruptcy and the Promotion of Human Dignity

    Posted by Wesley Scott on May 15

    Recently, I spoke to a woman who told me she is a client of LifeBack Law Firm. She said she came to us after she spoke to another person and ended up doing some work for the firm herself. She said when she came into one of our office locations she knew she would be ok asking for help with bankruptcy. She knew she was in a safe, non-judgmental place. As a lawyer myself, I find these words from someone like her to be precious. No one feels good about having to file bankruptcy. But what people really don’t want is to work with someone who is unprofessional and judgmental.

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    Judgments

    Posted by Col Ovik on May 14

    When a creditor has failed to obtain payments from the debtor, the creditor may sell the debt to a debt collector. If the debt collector or creditor is still unable to collect on the debt they may employ a law firm to pursue the debt through a lawsuit. The initial start of the lawsuit begins with notice to the debtor that they are being sued.  

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    Minnesotans prefer to file bankruptcy with LifeBack Law Firm

    Posted by Wesley Scott on May 13

    Why do Minnesotans prefer to file Chapter 7 and Chapter 13 Bankruptcy with LifeBack Law Firm? Just read our hundreds and hundreds of Google reviews and you will see why. Minnesotans favor LifeBack Law because LifeBack Law excels at helping Minnesotans get their lives back while treating clients and co-workers with kindness, helpfulness, professionalism, and exceptional customer service.

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    Learn What To Expect From Your Free Bankruptcy Consultation

    Who is the Trustee?

    Posted by Amanda Scharber on May 12

    The trustee is another attorney who is assigned to your case by the US Trustee to represent the bankruptcy estate. The trustee is the person who administers your estate and distributes any funds that come in during your case. They also make sure what you said in your bankruptcy case is truthful and correct and verify the information you provided. You will meet with the bankruptcy trustee at the 341 hearing, usually about 4 to 6 weeks after your case is filed.

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    Never Hire a Bankruptcy Lawyer Who Hangs the Phone up on You

    Posted by Wesley Scott on May 11

        Recently, I spoke to potential client who told me a story about a Minnesota bankruptcy lawyer who hung the phone up on him after the lawyer discovered the potential client wanted to retain LifeBack Law Firm instead of this other lawyer.

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    Trustee Powers and Prepetition Transfers

    Posted by Col Ovik on May 10

    Pursuant to 11 U.S.C. § 548(a)(1)(B) the trustee can avoid certain transfers made within two years before the petition filing date.

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    Gettting Your Life Back by Filing Chapter 7/13 Bankruptcy

    Posted by Wesley Scott on May 9

    Have you ever wondered what life could be like without overwhelming debt? It is possible to get your life back by filing Chapter 7 or 13 Bankruptcy. When you have unwanted debt, your finances are sick, you are not. Your finances need to take a shot of medicine and become healthy again. Money is not your life. Debt is not your life. And yet, debt can have tragic effects on the quality of your life.

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    Bankruptcy Terms

    Posted by Charles Nguyen on May 6

    Previously, I wrote about different individuals you’ll come across in your bankruptcy.  Here, I want to discuss and provide common terms you’ll come across as well.

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    How to File Chapter 7 Bankruptcy in Maple Grove, Minnesota

    Posted by Wesley Scott on May 5

       If you find yourself knee deep in debt, you are not alone. Each, year, thousands and thousands of Minnesotans just like you and I end up with overwhelming debt and the need to file Chapter 7 Bankruptcy. Hitting the reset button on your financial life is not as hard as you think. Once you wrap your mind around the “b” word, the actual process of filing Chapter 7 Bankruptcy is no so difficult to tolerate.

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    Calculating a Chapter 13 Payment Amount

    Posted by Charles Nguyen on May 4

    Chapter 13 bankruptcy, also known as a reorganization bankruptcy, offers a lifeline for individuals struggling with debt. Unlike Chapter 7, which involves liquidating assets to repay creditors, Chapter 13 allows you to create a structured repayment plan, typically spanning three to five years. An essential aspect of this plan is the minimum monthly payment, which is a required amount you must pay monthly towards your debts.

     

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    LifeBack Law Firm: bankruptcy is all we do, since 1972

    Posted by Wesley Scott on May 3

       LifeBack Law Firm has roots dating back to 1972. Since 1972, LifeBack Law Firm has been protecting Minnesotans from their creditors, and we can protect you too. Don’t you think a law firm that is 50 years old has spent an enormous amount of time perfecting the process of filing bankruptcy so it is as comforting and soothing to the guests as possible? You would be correct. LifeBack Law Firm has been perfecting the process of filing bankruptcy for Minnesotans just like you. Trust me, not all bankruptcy law firms are the same.

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    The Individuals in Your Bankruptcy

    Posted by Charles Nguyen on May 2

    When you decide to file bankruptcy there are other individuals and terms that are used when describing the process and your case.  Here are a few different parties you’ll come across during your bankruptcy.

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    This why Minnesotans choose LifeBack Law Firm for bankruptcy

    Posted by Wesley Scott on May 1

      Recently, I came across a set of circumstances that left me baffled. LifeBack Law Firm chose to represent bankruptcy clients where the clients had an original attorney of record who refused to complete their representation in bankruptcy. LifeBack Law would never leave a client stranded and left to their own devices. And yet, this original attorney of record did exactly that. She left the clients dangling even the though she is and still is the client’s original attorney of record.

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    JUDGMENTS

    Judgments

    When a creditor has failed to obtain payments from the debtor, the creditor may sell the debt to a...

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