Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

    Amanda Scharber

    Amanda Scharber
    For me, one of the greatest joys of being a bankruptcy attorney is seeing the look on my client’s face after the initial consultation, when they typically realize their burden can be lifted.

    Recent Posts

    How Long Does a Bankruptcy Case Take?

    Posted by Amanda Scharber on May 16

     We file two different kinds of bankruptcy cases at LifeBack Law, both Chapter 7 and Chapter 13. How long each will take and a timeline of what happens in each differs. Below we will go through both.

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    Who is the Trustee?

    Posted by Amanda Scharber on May 12

    The trustee is another attorney who is assigned to your case by the US Trustee to represent the bankruptcy estate. The trustee is the person who administers your estate and distributes any funds that come in during your case. They also make sure what you said in your bankruptcy case is truthful and correct and verify the information you provided. You will meet with the bankruptcy trustee at the 341 hearing, usually about 4 to 6 weeks after your case is filed.

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    Can I File bankruptcy on Medical Debt?

    Posted by Amanda Scharber on April 11

    Medical debt is dischargeable in bankruptcy, both in chapter 7 and chapter 13 cases.

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    Can Gambling Debt be Included in Bankruptcy?

    Posted by Amanda Scharber on April 7

    Gambling debt can be included and discharged in your bankruptcy case.

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    What Do I Provide to The Trustee in a Chapter 7?

    Posted by Amanda Scharber on April 3

    In a chapter 7 bankruptcy, typically, the only hearing you will attend is the 341 hearing. This happens about 4-6 weeks after your case is filed.

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    What Hearings Do I Attend in Bankruptcy?

    Posted by Amanda Scharber on March 29

    In most chapter 7 and chapter 13 cases, there is only one hearing you will need to attend.

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    Learn What To Expect From Your Free Bankruptcy Consultation

    Can I Add a Creditor After Filing?

    Posted by Amanda Scharber on March 21

    It is typically easiest if all of your creditors are listed in your case correctly when the case is first filed. But, that cannot always happen. Sometimes you are unsure that a debt went to collections, maybe it was sold, maybe the creditor is finally trying to collect after years of not doing anything with the debt, or maybe you even forgot it existed. You can add creditors after your case is filed, but there are a few exceptions.

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    Do I Have to File a Joint Bankruptcy?

    Posted by Amanda Scharber on March 11

    If you are considering filing bankruptcy and wondering whether your spouse will have to file with you, the answer, which may surprise you, is no.

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    What Shouldn’t You Do Before Filing Bankruptcy?

    Posted by Amanda Scharber on March 1

    If you are planning on filing bankruptcy there are a few things you should try to avoid before your case is filed.

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    Will Bankruptcy Stop a Garnishment?

    Posted by Amanda Scharber on February 28

    Bankruptcy filing stops creditor collection efforts from continuing. It will stop calls, letters, statements, judgments, garnishments, and more. The protection you receive from bankruptcy comes from the automatic stay. 

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    Interesting Facts about Bankruptcy

    Posted by Amanda Scharber on February 25

     Bankruptcy is a big topic, with many interesting facts. 

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    What Exemptions Should I Use in Minnesota?

    Posted by Amanda Scharber on February 8

    There are two sets of exemptions you can use in Minnesota, state and federal exemptions. You can use whichever is the most beneficial to you. Below are a few examples of why you may pick one over the other.

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    Interesting Facts about Bankruptcy Continued

    Posted by Amanda Scharber on February 7

    Bankruptcy has a wide variety of interesting facts. A few are listed below:  

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    Can I Keep My Lease in Bankruptcy?

    Posted by Amanda Scharber on February 3

    If you are considering filing bankruptcy, you may be wondering whether you can keep your lease. 

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    Is There a Minimum Debt Requirement to File Bankruptcy?

    Posted by Amanda Scharber on January 25

    A common question I receive is whether there is a minimum debt requirement to file a bankruptcy? Good news! The answer, which may surprise you, is no.

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    How Could My Employer Find Out About My Bankruptcy?

    Posted by Amanda Scharber on January 23

    You may be wondering whether your employer will find out about your bankruptcy filing. Below we explore possible ways your employer can be informed of your filing.

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