Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

      Amanda Scharber

      Amanda Scharber
      For me, one of the greatest joys of being a bankruptcy attorney is seeing the look on my client’s face after the initial consultation, when they typically realize their burden can be lifted.

      Recent Posts

      What are the Timing Requirements for Filing Bankruptcy After a Prior Filing in Minnesota?

      Posted by Amanda Scharber on June 26

      When you have filed and received a discharge in a prior chapter 7 or chapter 13, timing matters if you want to receive a discharge in a new case.

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      What Are Non-Exempt Assets in Bankruptcy in Minnesota?

      Posted by Amanda Scharber on June 25

      In bankruptcy there are certain exemptions you can choose from. These exemptions are what protect your assets from liquidation and asset seizure.

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      What Is a Chapter 13 Plan Modification in MN and Do I Need One?

      Posted by Amanda Scharber on June 15

      During the three to five years of a chapter 13 bankruptcy your life will likely change. Whether it is because of finances, relationships, property, or your health. That is why chapter 13 bankruptcy plans can ebb and flow with you.

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      How Can Disposable Income Impact My MN Bankruptcy Case?

      Posted by Amanda Scharber on April 7

      You may have heard the words disposable income come up when you have researched bankruptcy. Disposable income is what is left after you take your income and minus all reasonable and necessary expenses. In terms of bankruptcy, what does it actually mean and can it impact you?

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      What to Expect at Your Bankruptcy 341 Meeting in Minnesota

      Posted by Amanda Scharber on March 6

      As a refresher, the 341 meeting or meeting of creditors, is a 5-to-10-minute hearing, where the bankruptcy trustee for your case asks you questions. Typically, these questions are yes or no response and are used to verify the information in your case.

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      When Can I File Bankruptcy Again in Minnesota?

      Posted by Amanda Scharber on February 23

      When you have filed and received a bankruptcy discharge in a prior chapter 7 or chapter 13 in Minnesota, timing matters if you want to receive a discharge in a new bankruptcy case.

       

      Read on for the time restraints on filing Chapter 7 or Chapter 13 after a previous bankruptcy. Take note that the times are different depending on which chapter, chapter 7 or chapter 13, you previously filed.

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      Learn What To Expect From Your Free Bankruptcy Consultation

      Is There a Minimum Debt Requirement to File Bankruptcy in Minnesota?

      Posted by Amanda Scharber on February 18

      Whether there is a minimum debt requirement to file bankruptcy is a common question. The answer is no, there is no legally defined minimum amount of debt you need to file either a chapter 7 or chapter 13 bankruptcy. 

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      Minnesota Chapter 13 Bankruptcy Explained in Simple Terms

      Posted by Amanda Scharber on February 13

      Maybe chapter 13 has been mentioned to you or maybe you googled it. You know that a chapter 13 is different than a chapter 7, but how does it really work?

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      Why Your Location Is Important in a Bankruptcy in Minnesota

      Posted by Amanda Scharber on January 28

      Your location is important in a bankruptcy, because it will determine the district you file in and applicable exemptions.

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      What Is the Means Test?

      Posted by Amanda Scharber on January 15

      The Means Test is used to determine whether your income will allow you to file a chapter 7 bankruptcy.

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