There are certain services that are considered essential even during a government ordered Coronavirus shelter in place order/lock down. Getting relief from your debts is one of them. Every Kain & Scott employee is consider an essential worker and will be in the trenches helping good Minnesotans just like you get out from under crippling debt.

Life is strange and very humbling. For so many of us, just a month ago we were riding stock market highs, good incomes, and plenty of toilet paper. And then, all of sudden someone shut the lights off and everything went dark. The Coronavirus doesn’t care about the economy or your health. It destroys anything in its path. What are Minnesotans to do who have never missed a monthly payment in their life who all of sudden have no income?

I am an information junkie. If I am feeling a bit uneasy about a subject I want the most clear and understandable information on the subject so I can get clarity on, and fast. One of the wonderful things about www.lifebacklaw.com is it is written so that an eighth grader can understand it. That is exactly how I want my information on a subject that is a bit foreign to me. I want it so that even an eighth grader can understand it.

I totally understand the feeling of doom. We people who suffer from high anxiety are all too familiar with that feeling. Don’t ever try to rationalize anxiety because you cannot. If someone says they are afraid of a carrot, trust them, they are afraid of a carrot. And then, add anxiety to bankruptcy, and you get lift off. So many people view bankruptcy as a failure, the end to your credit, and really embarrassing. I totally understand these feelings. We know how you feel. Our formers guests all felt the same way. But what they found, is just the opposite is true.

This virus has certainly caused tension and panic, which is very clear. However, Kain & Scott will remain open to answer any questions and to still continue to file Chapter 7 and Chapter 13 bankruptcies. We have had some concerns from current and future clients regarding filing a new case and what will happen with current ones. Below, we will provide some updates and continual assurance that we are here for you during this stressful time!

We have had many clients that come into our office that are truly embarrassed that they have gotten themselves into the situation where they need to file for bankruptcy. You know what? Life does happen and it is going to be okay—we are here help you and never to judge you!

In this fast paced world we live in many people rely on their credit reports or utilize tools such as Credit Karma to stay up-to-date with who and what is reporting on their credit. We certainly believe this to be an excellent practice, but also would like to provide a word of caution: not all creditors or debts will appear on your credit report.

When you are in such a vulnerable position like our clients are when they make the decision to file for bankruptcy, the human touch is more important than ever. While any old attorney can file your bankruptcy, having your lawyer and their team wholeheartedly in your court is a rare phenomenon.

No one is going to deny that there is a lot of complicated red tape that those who are filing for bankruptcy have to navigate. And, in addition to that red tape, a whole lot of hoops to jump through as well!

  We all have well-intentioned families. I have heard this a million times. “My dad says I should not file bankruptcy.” “My cousin Louis says I should not file bankruptcy.” “My brother says I should not file bankruptcy.”

 If you are looking to file bankruptcy in Minnesota, and you want the highest google reviewed bankruptcy law firm, you want Minnesota’s largest bankruptcy law firm, and you want Minnesota’s oldest bankruptcy law firm, you have all of these in one firm; Kain & Scott.

I don’t always root for underdogs. Why? I have a question for you: If you were having heart surgery and I told you, you have a choice between two doctors. The first doctor is a foot and ankle doctor, a family general practitioner and a part time heart doctor. The second doctor has been doing 100% heart surgeries for decades and that’s all she does. Which doctor would you choose to perform your heart surgery? Of course you would pick the second doctor. I would too! There are certain things you just don’t mess around with right? I mean your cousin might say hey, go see Ralph Malph the general doctor and part time heart surgeon but maybe you should consider doing some research yourself.

You are not alone. If you feel the earth moving beneath your feet, you are not alone. It is an unsettling feeling. Americans are used of an economic slowdown. But, we are not used to an economic cascading business stop or halt to business. Third world countries and developing countries have experienced these kind of economic halts but not America.

There are numerous things that set Kain & Scott apart from other Minnesotan bankruptcy law firms. Our unbeatable core values, our guaranteed services, numerous locations and attorneys, our proven processes for Chapter 7 and Chapter 13 bankruptcy, our client satisfaction, and our valuable online resources to name a few! Also included in that long list of Kain & Scott assets is Kain & Scott’s FREE 90-day credit repair program.

Kain & Scott has been doing Chapter 7 and 13 Bankruptcy work since 1972. In fact, we are Minnesota’s OLDEST bankruptcy law firm. We have seen a thing or two when it comes to so called bankruptcy “professionals”. We have heard it all from our guests who come to us with these horror stories of how they were treated by so called bankruptcy “professionals”.

Have you ever thought about Minnesota bankruptcy law firms and Google reviews? Well, you probably did not unless you are looking for a bankruptcy lawyer right? I have always marveled at the willingness of people who filed bankruptcy to put their names on Google reviews. To me, a guests willingness to put their name on Google reviews either means that they were motivated positively by the way they were treated by the Minnesota bankruptcy law firm or they were motivated negatively by a bad experience they had with a Minnesota bankruptcy law firm.