Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

    Wesley Scott

    Wesley Scott
    I love being a Minnesota bankruptcy attorney because it allows me to give people hope that, together, we can get their lives back. People call us because of business failure (many businesses fail, that is a fact of life), income drop (bad economy or otherwise), divorce (happens to many), medical problems (how can you help that?), and bad financial decisions (we have all made them!). I understand the financial pressures my clients face because I experienced many of these same pressures growing up. I know that most of my clients end up in debt through no fault of their own. I became a bankruptcy attorney to give these people the help and support they need in this time of trouble.
    Find me on:

    Recent Posts

    What Happens When You File Bankruptcy?

    Posted by Wesley Scott on June 12

    The first thing that happens when you file bankruptcy is you feel an immediate sense of relief. Why? Because as soon as you file a bankruptcy, your creditors are banned from contacting you to collect on a pre-existing debt. There is peace in the valley, your phones no longer lite up and your mail box is full of junk mail - NOT bills!

    Read More

    How To Get 100% Debt Relief In Less Than Four Months

    Posted by Wesley Scott on June 11

    If I told you there was a way to get 100% debt relief in less than four months would you believe me? Well you should! Because at Kain & Scott our Chapter 7 Bankruptcy Lawyers help people do it everyday. Not only that we help them repair their credit - fast! Here's how... 

    Read More

    Chapter 7 Bankruptcy Filing Fees And Payment Plans

    Posted by Wesley Scott on June 8

    Considering Filing Chapter 7 Bankruptcy, but wondering how much it costs and how to pay for it? At Kain & Scott, we offer affordable bankruptcy and easy payment plans.

    Read More

    Finding An Awesome St Paul Bankruptcy Law Firm

    Posted by Wesley Scott on June 7

    If you were looking for an awesome heart surgeon in St Paul, you would want to find the most experienced you can find, wouldn’t you? Well, the same thing is true if you were looking for an awesome St Paul Bankruptcy Law Firm. Not only do you want one that's experienced on your side, but one that's kind, helpful and professional.

    Read More

    How Does Filing Chapter 7 Bankruptcy Affect My Credit Score?

    Posted by Wesley Scott on June 6

    Many people believe that if you file Chapter 7 Bankruptcy you will ruin your credit forever and you can basically forget about ever getting credit again. This is complete and utter nonsense and here's two reasons why...

    Read More

    (Video) CHAPTER 7 VS. CHAPTER 13 BANKRUPTCY

    Posted by Wesley Scott on June 5

    What are the main differences between a Chapter 7 Bankruptcy and a Chapter 13 Bankruptcy?  Sometimes, it helps to peel the onion back, layer by layer, and go back to the basics. What are the primary differences between a Chapter 7 and Chapter 13 Bankruptcy? We will leave the question of which one you should file for a different day.

    Read More
    Learn What To Expect From Your Free Bankruptcy Consultation

    (Video) WHAT IS A CREDITOR?

    Posted by Wesley Scott on June 4

    It seems like such a simple question doesn’t it? What is a creditor? A creditor is someone who you either owe money to or claims you owe money to.

    For example, you might have a 10k balance on your Master Card account. Master Card is a creditor of yours. You owe them 10k and they would like you to pay them 10k.

    Read More

    (Video) 3 THINGS TO DO WHEN SUFFERING FROM OVERWHELMING DEBT IN MINNESOTA

    Posted by Wesley Scott on June 3

    If you are living in or around Woodbury, MN and suffering from overwhelming debt, you are not alone. Each year, more than 15,000 Minnesotans file for bankruptcy protection because the debt simply becomes unmanageable. Suffering from overwhelming debt is mentally and physically stressful. If you find yourself in this position, there are a few things to do right now.

    Read More

    Why Most Minnesotans File Chapter 7 Bankruptcy In Minneapolis

    Posted by Wesley Scott on June 2

    At Lifeback Law, we have been at filing Chapter 7 and Chapter 13 bankruptcies for a very long time. In fact, we have been filing bankruptcies since 1972. Kain & Scott is Minnesota’s oldest bankruptcy law firm. Throughout these many decades we have seen a thing or two as to what causes our guests in Minneapolis, Minnesota to file chapter 7 bankruptcy.

    Read More
    Download our Free Debt Solutions Comparison Chart

    (Video) WHAT CREDITORS DON’T WANT YOU TO KNOW ABOUT FILING CHAPTER 7 BANKRUPTCY

    Posted by Wesley Scott on June 1

    Ah the great state of Minnesota in the summer. Fishing, barbeques, fireworks, the sound of loons. I love it. But, if you are suffering from overwhelming debt in Minnesota, these things may not have the same meaning for you. It’s hard to enjoy Minnesota summers when all you can think about is your overwhelming debt.

    Read More

    (Video) The One Regret You Will Have About Filing Bankruptcy In Woodbury

    Posted by Wesley Scott on May 29

    Kain & Scott has been helping Minnesotans get their life back since 1972! We have seen and heard just about everything you can imagine when it relates to debt, how people feel about it and how it affects peoples’ mental and physical health. The apprehension people feel about filing bankruptcy is real. And yet, the vast majority never regret filing bankruptcy.

    Read More

    What Are The Duties Of Minneapolis Bankruptcy Trustees?

    Posted by Wesley Scott on May 28

    Bankruptcy is quite unlike other civil cases in Minnesota. In a divorce or commercial dispute, the judge controls almost everything that goes on in the case. But in a bankruptcy, the debtor may not ever even see the judge. In fact, it’s not uncommon for the debtor never to even go in a courtroom.

    Instead, the trustee has day-to-day responsibilities in terms of case management. These responsibilities vary significantly between a Chapter 7 and a Chapter 13. However, the trustee’s overall role in a Minnesota bankruptcy remains the same. The trustee, who is not a judge and may not even be a lawyer, must do what is in the best interests of the creditors. The trustee is not on your side. That’s your lawyer’s job.

    Read More

    (Video) How Will Filing Bankruptcy In Woodbury Affect My Credit?

    Posted by Wesley Scott on May 27

    Out of all of the questions we get asked, this is by far and away the single biggest question we get at Kain & Scott. Everyone, and rightly so, wants to know if I file bankruptcy how will this impact my ability to get future credit. And what you think happens, does not. If you live in Woodbury, Minnesota, or anywhere else in Minnesota, read on.

    Read More

    (Video) What You Need To Do Before Filing A Woodbury Bankruptcy

    Posted by Wesley Scott on May 26

    Many of our guests simply know they need to file bankruptcy. What they don’t always know is who should they hire to help them get their lives back. Recently, we put together a 15 minute video to help with answering the question of who should you hire to help you get your life back. 15 minutes could save you a lot of headache and money! You will soon see the video on our website at www.kainscott.com.

    Read More

    (Video) The Main Reasons Why You Want To File Woodbury Bankruptcy

    Posted by Wesley Scott on May 25

    Have you ever listened to the supposed “gurus” on debt who tell you to avoid filing bankruptcy? Why do you suppose they tell you to avoid filing bankruptcy? Perhaps it is because the so called “guru” is making money on you not filing bankruptcy. That is right, how many programs are being sold or seminars held telling you to avoid filing bankruptcy but then proffering some lame program to keep you mired in debt for years? Some of these “gurus” have even filed bankruptcy themselves!

    Read More

    (Video) Why Hire The St Cloud Bankruptcy Lawyers At Kain & Scott

    Posted by Wesley Scott on May 24

    Kain & Scott is St Cloud, Minnesota’s highest google reviewed Bankruptcy Law Firm, St Cloud, Minnesota’s largest bankruptcy ONLY law firm, St Cloud, Minnesota's oldest Bankruptcy Law Firm and St Cloud, Minnesot'a only Bankruptcy Law Firm to help Minnesotan's get debt free and repair their credit using our exclusive FREE 90 Day Credit Repair Program. Exciting? We think so!

    Read More

    OR

    You Can Also Filter By Category



    Take the first step toward  getting your life back  Let us help you get started on your road to a debt-free life Sign Up for a Free Consultation