Minnesotans who have filed either Chapter 7 or 13 Bankruptcy ought to be aware of a scam that is becoming more pervasive. As people who file bankruptcy know, bankruptcy filings are public information. Unfortunately, some scam artists are using this public information to extort money from unsuspecting victims.

From the author of, “Filing Bankruptcy Sucks, Your Lawyer Should Not”, this week we discuss how to find an awesome bankruptcy lawyer in Rochester, MN. You would be surprised at how unhelpful and unkind some professionals can be. At Kain & Scott, we have been perfecting the process of bankruptcy since 1972, always making the process more comforting and soothing to our guests as possible. Our core values are kindness, helpfulness, professionalism, and exceptional customer service.

This a warning to any Minnesotans considering filing bankruptcy and using some out of state company who says they will refer you back to a Minnesota attorney for bankruptcy. If you make a phone call and wind up speaking to an out of state company about bankruptcy, before you do anything, and certainly before you pay this company ANY money, check the companies name with the BETTER BUSINESS BUREAU.

As a musician, your instruments are not just possessions – they’re extensions of your creativity, livelihood, and soul. The prospect of bankruptcy, including chapter 11 bankruptcy, can be overwhelming, particularly when the fate of your cherished instruments hangs in the balance. In Minnesota, understanding the intricacies of bankruptcy exemptions for musical instruments is paramount to safeguarding your musical legacy and ensuring your artistic expression isn’t silenced by financial hardship.

Hi everyone! If you live in or near Rochester, MN, what are the 4 steps to filing Chapter 7 Bankruptcy in Rochester, MN? Good question. Let’s get right to work.

If I were looking to file Chapter 7 or 13 Bankruptcy in or near St. Cloud, MN, I would want to use a bankruptcy website that has easy to understand information on what is bankruptcy anyway? How does the process of bankruptcy work in Minnesota? And what are the fees associated with bankruptcy? I would want all of this information in one easy to read bankruptcy website from Minnesota’s HIGHEST GOOGLE reviewed bankruptcy law firm.

Have you ever heard of supposed “gurus” telling you to avoid bankruptcy? I laugh every time I hear of someone mention the name of a supposed “guru” who tells people this kind of non-sense. I mean how is easy is for someone else to tell you to avoid filing bankruptcy. Are they going to pay your bills? How many packages of ramen noodles do you have to eat before you say, you know what, I don’t give a damn what these “gurus” say. In fact, funny story. Some of these self-promoting gurus have filed bankruptcy themselves!

Some business people experiencing financial trouble, particularly those who operate service-based businesses, would like to use personal bankruptcy as a way of getting out of the financial hole without the need to close their business.

 We all want to pay back our debts. NO one is racking up a tab they do not ever intend to pay because they are planning to file for bankruptcy to “take care” of the debt. We want to be able to pay off our loans and bills but sometimes we find ourselves in a position where we just can’t. And that’s okay. That is what bankruptcy is for –a resource, a lifeline, for those who are struggling.

There is an endless amount of information on the internet. Both accurate and inaccurate about everything under the sun. Finding truthful, useful information about bankruptcy is not an easy task (or, let’s be honest, a particularly fun one either).

If you have made the courageous decision to file for bankruptcy, you are already stressed out. You have been pushed to your breaking point and have decided enough is enough –you are taking your life back.

With tax season is fast approaching. For many of us this means the exciting prospect of tax refunds giving your bank account a healthy boost. Many clients that we will see in the coming months will be forced to weigh their options about when to file bankruptcy and/or what filing bankruptcy will mean for their tax refunds or their tax debts.

Many of our guest feel isolated and helpless when they first walk through our doors. They have exhausted every avenue and it feels as if every door has been slammed shut in their face. We are their last resort, their last hope. What many do not realize is that Kain & Scott’s helpfulness and companionship does not end with your bankruptcy discharge or the closing of your case.

Contemplating filing a Chapter 7 or Chapter 13 Bankruptcy is gut wrenching. If you are a person with low anxiety, your anxiety level will even shock you during this kind of time. It is perfectly normal to feel afraid when you are contemplating bankruptcy and its effects (which by the way, are the opposite of what you think!).  The anxiety you suffer through when contemplating bankruptcy should be honored by the bankruptcy law firm you deal with.

Wouldn’t it be great if we had a FREE interactive bankruptcy tool which would allow you to determine a) should you file bankruptcy and b) should you file a Chapter 7 or Chapter 13 Bankruptcy? Surprise! We do have this available to you! If you go right now to www.kainscott.com you will find a FREE interactive tool which will help you decide a) should you consider filing bankruptcy, and if so, should you consider filing a Chapter 7 or Chapter 13 Bankruptcy?

You may wonder if there is any sort of protection afforded to you when you file for bankruptcy. Good news, there is! The bankruptcy code has a provision, 11 U.S. Code Section 362, that offers debtors relief from the endless communication and disturbances from creditors. This provision is known as the Automatic Stay. It is certainly one of the benefits of filing for bankruptcy.