Minnesotans who have filed either Chapter 7 or 13 Bankruptcy ought to be aware of a scam that is becoming more pervasive. As people who file bankruptcy know, bankruptcy filings are public information. Unfortunately, some scam artists are using this public information to extort money from unsuspecting victims.
The scam goes like this: you get a phone call from a supposed creditor that says something like this: you owe ABC Inc. money because we appealed your bankruptcy and won, and therefore you still owe us 5k and pay up now or we will send a sheriff to your door and serve you with something.
The scam artists get just enough information from your public bankruptcy filing to make you believe that some of what they are saying could be true. Do NOT pay any scam artist like this money. So the question is, what are you to do? What do you say to these scam artists to put them back on their heels?
Here is exactly what you do: You simply say sure, I will accept service, send it to me now. Here is my email address. You see, you can tell if something is a scam very easily by this statement. If it truly is a scam, which a lot of them are, simply ask that they send you a letter and a statement showing you owe the money. If they are murky about their response or refuse to send you something in writing, it is a scam.
The other way to set these back on their heels, and something we help our guests with all the time, is have the supposed creditor do a 3-way conference call with your Kain & Scott bankruptcy lawyer.
CONCLUSION
When the time is right, or when you are ready, reach out to Minnesota’s NICEST BANKRUPTCY LAW FIRM GUARANTEED OR 100% OFF YOUR FEES* at www.kainscott.com. You will be glad you did.
