There are quite a few parties to a bankruptcy case. If you are thinking about filing or in an active bankruptcy, you may be wondering which name belongs to which individual. 

 A debtor who completes his payments under a Chapter 13 plan is entitled to a discharge of the debt that is provided for by the plan. 

The median income for your household size is used in bankruptcy to determine whether you qualify for a Chapter 7 or a Chapter 13 and whether you are a three-year or a five-year Chapter 13 bankruptcy.

The State of Minnesota does offer a property tax refund. The Tax Refund Act provides three types of refunds: (1) a refund for homeowners whose property taxes are above a certain percentage of their household income, Minn. Stat. § 290A.04, subd. 2 ; (2) a refund for renters whose rent constituting property taxes exceeds a certain percentage of their household income, and (3) a refund for homeowners whose property taxes increased substantially.

     A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims from 2013 to 2020, Hoglund, Chwialkowski & Mrozik P.L.L.C. n/k/a Hoglund & Mrozik, P.L.L.C. engaged in massive interstate advertising and marketing fraud spanning multiple states on its website, Google map location and lawyer listings, and by its conventional advertisements. 

When you are filing for bankruptcy or in any financial predicament, you don’t want to pay for a consultation to see your options. At LifeBack Law, we offer free bankruptcy consultations. Typically, they are done by phone, Zoom, in-person, FaceTime or Skype. These consultations take about a half hour to an hour, and you will receive advice from a bankruptcy attorney.  

    I often counsel clients about whether they should file Chapter 7 and 13 Bankruptcy. In the course of counseling clients, I often remind them that their finances are sick; they are not. Do you see the difference? You are not your finances. When you pass from this earth, no one says, “She really knew how to pay a million-dollar hospital bill after her heart attack 10 years ago”. No one says this because you are not your finances. 

When filing bankruptcy the debtor is required to file a bankruptcy petition. The petition includes information about the debtor’s income, assets, creditors and other required disclosures. The debtor files the petition under the penalty of perjury that all the information contained in the petition in true and correct. 

If you are in bankruptcy or not, who doesn’t love a good, easy, cheap meal that will feed the whole family? The below recipe is for crockpot fajitas. It is tasty, easy, and cheap. 

A court filing in Hennepin County, MN on September 26, 2023 (court file no. 27-CV-23-12137), claims from 2013 to 2020, Hoglund, Chwialkowski & Mrozik P.L.L.C. n/k/a Hoglund & Mrozik, P.L.L.C. engaged in massive interstate advertising and marketing fraud spanning multiple states on its website, Google map location and lawyer listings, and by its conventional advertisements. 

Side gigs are booming. With delivery, Etsy shops, and various other apps having a side gig is usually an easy way to score extra money, if needed. If you are considering bankruptcy you may be wondering how having a side gig may impact your filing.  

Inflation is hitting everyone hard right now. From utilities to groceries, it seems the cost of living all around is increasing daily. When you file for bankruptcy you will receive advice to reprioritize or restructure your budget, this blog will go into ideas on doing so.

When filing a bankruptcy petition the debtor must file a financial statement which includes a schedule of the assets that are part of the bankruptcy. This includes any current or future interests the debtor may have, including causes of action possessed by the debtor at the time of filing. 

     We get this question often. Can this be denied? If we are talking strictly in terms of percentages, over 99.9% of all Chapter 7 debtors get a discharge of their debts. There are some who will not. Why? If you are hiding assets before or during your bankruptcy filing you will be in trouble. If you refuse to cooperate with the administration of your case, you will be in trouble. In short, honest debtors get relief and dishonest debtors do not.

A conversion is when you convert (or flip) your case from one bankruptcy chapter to another. They are common with chapter 13 to chapter 7 cases, but can also go the other way from a chapter 7 to a chapter 13. This blog will explore what may trigger a conversion during a bankruptcy. 

    Recently, a Hennepin County court filing claims Hoglund Law: “Hoglund buried its clients’ complaints concerning its fraudulent advertising by soliciting and publishing nothing but positive reviews via “review—gating” software, and falsely claimed five-star Google reviews for nearly all of its offices via its website when—in reality—most of its offices did not have five-star reviews.”