Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

    Wesley Scott

    Wesley Scott
    I love being a Minnesota bankruptcy attorney because it allows me to give people hope that, together, we can get their lives back. People call us because of business failure (many businesses fail, that is a fact of life), income drop (bad economy or otherwise), divorce (happens to many), medical problems (how can you help that?), and bad financial decisions (we have all made them!). I understand the financial pressures my clients face because I experienced many of these same pressures growing up. I know that most of my clients end up in debt through no fault of their own. I became a bankruptcy attorney to give these people the help and support they need in this time of trouble.
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    Recent Posts

    Minnesotans Who File Bankruptcy Go to LIFEBACKLAW.com

    Posted by Wesley Scott on April 3

    I am an information junkie. If I am feeling a bit uneasy about a subject I want the most clear and understandable information on the subject so I can get clarity on, and fast. One of the wonderful things about www.lifebacklaw.com is it is written so that an eighth grader can understand it. That is exactly how I want my information on a subject that is a bit foreign to me. I want it so that even an eighth grader can understand it.

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    Bankruptcy Is Not The End, It's A New Beginning

    Posted by Wesley Scott on April 2

    I totally understand the feeling of doom. We people who suffer from high anxiety are all too familiar with that feeling. Don’t ever try to rationalize anxiety because you cannot. If someone says they are afraid of a carrot, trust them, they are afraid of a carrot. And then, add anxiety to bankruptcy, and you get lift off. So many people view bankruptcy as a failure, the end to your credit, and really embarrassing. I totally understand these feelings. We know how you feel. Our formers guests all felt the same way. But what they found, is just the opposite is true.

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    Bankruptcy and COVID-19: What the Heck?

    Posted by Wesley Scott on April 1

    This virus has certainly caused tension and panic, which is very clear. However, Kain & Scott will remain open to answer any questions and to still continue to file Chapter 7 and Chapter 13 bankruptcies. We have had some concerns from current and future clients regarding filing a new case and what will happen with current ones. Below, we will provide some updates and continual assurance that we are here for you during this stressful time!

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    What if I want to pay my debt back?

    Posted by Wesley Scott on March 31

    We have had many clients that come into our office that are truly embarrassed that they have gotten themselves into the situation where they need to file for bankruptcy. You know what? Life does happen and it is going to be okay—we are here help you and never to judge you!

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    What if a creditor is not listed on my credit report?

    Posted by Wesley Scott on March 30

    In this fast paced world we live in many people rely on their credit reports or utilize tools such as Credit Karma to stay up-to-date with who and what is reporting on their credit. We certainly believe this to be an excellent practice, but also would like to provide a word of caution: not all creditors or debts will appear on your credit report.

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    Kain & Scott IS MN’s Highest Rated Bankruptcy Law Firm

    Posted by Wesley Scott on March 29

    When you are in such a vulnerable position like our clients are when they make the decision to file for bankruptcy, the human touch is more important than ever. While any old attorney can file your bankruptcy, having your lawyer and their team wholeheartedly in your court is a rare phenomenon.

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    Learn What To Expect From Your Free Bankruptcy Consultation

    Completing Your Credit Counseling Courses

    Posted by Wesley Scott on March 28

    No one is going to deny that there is a lot of complicated red tape that those who are filing for bankruptcy have to navigate. And, in addition to that red tape, a whole lot of hoops to jump through as well!

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    Why File Bankruptcy and Ignore Your Relatives

    Posted by Wesley Scott on March 27

      We all have well-intentioned families. I have heard this a million times. “My dad says I should not file bankruptcy.” “My cousin Louis says I should not file bankruptcy.” “My brother says I should not file bankruptcy.”

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    Looking To File Bankruptcy? Hire Kain & Scott

    Posted by Wesley Scott on March 26

     If you are looking to file bankruptcy in Minnesota, and you want the highest google reviewed bankruptcy law firm, you want Minnesota’s largest bankruptcy law firm, and you want Minnesota’s oldest bankruptcy law firm, you have all of these in one firm; Kain & Scott.

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    Download our Free Debt Solutions Comparison Chart

    Kain & Scott: Minnesota's Bankruptcy Law Firm

    Posted by Wesley Scott on March 25

    I don’t always root for underdogs. Why? I have a question for you: If you were having heart surgery and I told you, you have a choice between two doctors. The first doctor is a foot and ankle doctor, a family general practitioner and a part time heart doctor. The second doctor has been doing 100% heart surgeries for decades and that’s all she does. Which doctor would you choose to perform your heart surgery? Of course you would pick the second doctor. I would too! There are certain things you just don’t mess around with right? I mean your cousin might say hey, go see Ralph Malph the general doctor and part time heart surgeon but maybe you should consider doing some research yourself.

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    Coronavirus and Minnesota's Bankruptcy Law Firm Kain & Scott

    Posted by Wesley Scott on March 24

    You are not alone. If you feel the earth moving beneath your feet, you are not alone. It is an unsettling feeling. Americans are used of an economic slowdown. But, we are not used to an economic cascading business stop or halt to business. Third world countries and developing countries have experienced these kind of economic halts but not America.

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    Kain & Scott's Free Credit Repair Program

    Posted by Wesley Scott on March 23

    There are numerous things that set Kain & Scott apart from other Minnesotan bankruptcy law firms. Our unbeatable core values, our guaranteed services, numerous locations and attorneys, our proven processes for Chapter 7 and Chapter 13 bankruptcy, our client satisfaction, and our valuable online resources to name a few! Also included in that long list of Kain & Scott assets is Kain & Scott’s FREE 90-day credit repair program.

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    Avoid Bankruptcy Professionals That Are Not Professional

    Posted by Wesley Scott on March 20

    Kain & Scott has been doing Chapter 7 and 13 Bankruptcy work since 1972. In fact, we are Minnesota’s OLDEST bankruptcy law firm. We have seen a thing or two when it comes to so called bankruptcy “professionals”. We have heard it all from our guests who come to us with these horror stories of how they were treated by so called bankruptcy “professionals”.

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    Minnesota Bankruptcy Law Firms and Google Reviews

    Posted by Wesley Scott on March 19

    Have you ever thought about Minnesota bankruptcy law firms and Google reviews? Well, you probably did not unless you are looking for a bankruptcy lawyer right? I have always marveled at the willingness of people who filed bankruptcy to put their names on Google reviews. To me, a guests willingness to put their name on Google reviews either means that they were motivated positively by the way they were treated by the Minnesota bankruptcy law firm or they were motivated negatively by a bad experience they had with a Minnesota bankruptcy law firm.

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    Duluth Pros Refer their Bankruptcy Clients To Kain & Scott

    Posted by Wesley Scott on March 18

    At Kain & Scott we like our clients. We want our clients treated with kindness, helpfulness, professionalism and exceptional customer service. We will not refer our guests to any other professionals, whether they are lawyers, doctors, mortgage brokers, or car sales people, unless the professional agrees to treat our guests exceptionally well.

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    Doctors and Lawyers File Bankruptcy in MN Too

    Posted by Wesley Scott on March 17

    There are some misunderstandings about who files bankruptcy in Minnesota. I think sometimes we tend to categorize people who file bankruptcy. Maybe you think of people who file bankruptcy as a sales person or maybe you think people who file bankruptcy are factory workers. I am here to tell you that bankruptcy filings cross all socio-economic spectrums.

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