We all have well-intentioned families. I have heard this a million times. “My dad says I should not file bankruptcy.” “My cousin Louis says I should not file bankruptcy.” “My brother says I should not file bankruptcy.”

 If you are looking to file bankruptcy in Minnesota, and you want the highest google reviewed bankruptcy law firm, you want Minnesota’s largest bankruptcy law firm, and you want Minnesota’s oldest bankruptcy law firm, you have all of these in one firm; Kain & Scott.

I don’t always root for underdogs. Why? I have a question for you: If you were having heart surgery and I told you, you have a choice between two doctors. The first doctor is a foot and ankle doctor, a family general practitioner and a part time heart doctor. The second doctor has been doing 100% heart surgeries for decades and that’s all she does. Which doctor would you choose to perform your heart surgery? Of course you would pick the second doctor. I would too! There are certain things you just don’t mess around with right? I mean your cousin might say hey, go see Ralph Malph the general doctor and part time heart surgeon but maybe you should consider doing some research yourself.

You are not alone. If you feel the earth moving beneath your feet, you are not alone. It is an unsettling feeling. Americans are used of an economic slowdown. But, we are not used to an economic cascading business stop or halt to business. Third world countries and developing countries have experienced these kind of economic halts but not America.

There are numerous things that set Kain & Scott apart from other Minnesotan bankruptcy law firms. Our unbeatable core values, our guaranteed services, numerous locations and attorneys, our proven processes for Chapter 7 and Chapter 13 bankruptcy, our client satisfaction, and our valuable online resources to name a few! Also included in that long list of Kain & Scott assets is Kain & Scott’s FREE 90-day credit repair program.

Kain & Scott has been doing Chapter 7 and 13 Bankruptcy work since 1972. In fact, we are Minnesota’s OLDEST bankruptcy law firm. We have seen a thing or two when it comes to so called bankruptcy “professionals”. We have heard it all from our guests who come to us with these horror stories of how they were treated by so called bankruptcy “professionals”.

Have you ever thought about Minnesota bankruptcy law firms and Google reviews? Well, you probably did not unless you are looking for a bankruptcy lawyer right? I have always marveled at the willingness of people who filed bankruptcy to put their names on Google reviews. To me, a guests willingness to put their name on Google reviews either means that they were motivated positively by the way they were treated by the Minnesota bankruptcy law firm or they were motivated negatively by a bad experience they had with a Minnesota bankruptcy law firm.

At Kain & Scott we like our clients. We want our clients treated with kindness, helpfulness, professionalism and exceptional customer service. We will not refer our guests to any other professionals, whether they are lawyers, doctors, mortgage brokers, or car sales people, unless the professional agrees to treat our guests exceptionally well.

There are some misunderstandings about who files bankruptcy in Minnesota. I think sometimes we tend to categorize people who file bankruptcy. Maybe you think of people who file bankruptcy as a sales person or maybe you think people who file bankruptcy are factory workers. I am here to tell you that bankruptcy filings cross all socio-economic spectrums.

Can you imagine an interactive tool you could use to find out if you should be considering filing bankruptcy, and then which chapter you should consider filing? How awesome would it be to spend a few seconds answering a few questions and then have the dial point to what you should do? Imagine the dial pointing to either bankruptcy, do nothing, or debt consolidation.

How will Coronavirus impact bankruptcy in Minnesota? Well, first off, the Coronavirus will cause a number of bankruptcies. Why? Have you seen pictures of the streets in Italy and China? They are virtually ghost towns. The American economy is driven by consumer consumption. It is something like 70% of our economy is driven by consumer likes you and I.

What a wonderful way to review a Minnesota bankruptcy law firm. Glassdoor.com is a website you can go to read what the current and former employees of a Minnesota bankruptcy law firm have to say about their experience with the firm. I don’t think most people think about www.glassdoor.com as a useful tool in using to decide whether to engage a Minnesota bankruptcy law firm, but consider this: would it make a difference to you, in deciding which bankruptcy law firm to hire, if the former employees had really ugly things to say about the law firm?

One of the things that really sets Kain & Scott apart from other bankruptcy practices is that we offer our clients a payment plan option. A lot of other firms charge 1) for an initial consultation and 2) all of their attorney’s fees upfront! We don’t do either of those things.

It’s hard to know where to even start when you are considering filing for bankruptcy. As with any legal proceedings there are so many moving parts and so much red tape! First things first, if you are considering filing for personal bankruptcy you need to know which chapters of bankruptcy are available to you and what the specifics are for each chapter.

The constant telephone calls, the never-ending e-mails, the over-flowing past due notices. Creditors can be ruthless and heartless when they are attempting to collect a debt. Some use threatening scare tactics in an attempt to get those overwhelmed by debt to cough up every last cent that they have.

If you’re thinking of filing a chapter 7 bankruptcy case, it’s good to know what will happen to your tax refund if you file your case prior to receiving your refund.  For families that are struggling financially, a tax refund can be a difference-maker.  So holding on to the refund through the bankruptcy process is important to a lot of people.