Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

      Amanda Scharber

      Amanda Scharber
      For me, one of the greatest joys of being a bankruptcy attorney is seeing the look on my client’s face after the initial consultation, when they typically realize their burden can be lifted.

      Recent Posts

      What is a Fraudulent Transfer in Minneapolis, Minnesota

      Posted by Amanda Scharber on March 9

       

      Even if you are not intending to be fraudulent when you transfer property prior to filing for bankruptcy, some transaction will be labeled so. 
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      What is the Process of Filing Bankruptcy with LifeBack Law in Minneapolis, Minnesota

      Posted by Amanda Scharber on March 7

       At LifeBack Law we strive to make the process of filing a bankruptcy as stress free as possible. This is done in a few steps. 

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      When Should You Stop Paying Your Creditors in Minneapolis, Minnesota

      Posted by Amanda Scharber on March 2

      When you take the leap to speak with a bankruptcy attorney, a big weight should be lifted off your shoulders, as you will be given your options for taking control of your finances again.  

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      Reasons to File a Chapter 13 Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on February 17

      There are many reasons you may want or need to file a chapter 13 bankruptcy. The main reasons clients consider filing a chapter 13 are income, transfers, tax debt, arrears, and assets. 

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      Selling Your Home During or After Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on February 13

      No matter how much you love your home, when you file bankruptcy a question that likely will pop into the back of your mind is, if I file will I ever be able to sell my home? The short answer is yes. Although you have filed a bankruptcy, you are still able to sell your home down the road and keep all of the exempt net proceeds from the sale. 

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      Options for Missed Mortgage Payments in Minneapolis, Minnesota

      Posted by Amanda Scharber on February 9

      Getting behind on your mortgage is an extremely stressful situation. If you are wondering what your options are, you have come to the right place. Please keep in mind the options in this blog are general ideas for mortgage arrears and are not specific advice. You should speak to a licensed attorney for advice on your specific situation. 

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      Learn What To Expect From Your Free Bankruptcy Consultation

      Who Can See My Bankruptcy Case in Minneapolis, Minnesota

      Posted by Amanda Scharber on February 5

      Bankruptcy is technically public information. Anyone can see your case, but there are steps that need to be taken first. Your bankruptcy case should not be published in your local paper though.  

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      Medical Debt and Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on February 1

      Medical debt is something that will impact almost every American during their lifetime. It doesn’t matter if you have no insurance or your insurance doesn’t cover the full cost, medical debt can pile up fast. For this reason medical debt is fairly common in bankruptcy cases.  

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      Home Values and Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on January 24

      The housing market is always fluctuating between highs and lows. This makes it difficult for the average property owner to really know what their property is worth. If you are planning to file bankruptcy, you need to know your property’s value.  

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      Medical Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on January 20

       As a bankruptcy attorney, I hear all of the time I need to file a medical bankruptcy. Typically this means someone has an abundance of medical debt they want to file a bankruptcy for. Whenever I hear someone mention medical bankruptcy, I clarify, there is no such thing as a medical bankruptcy.

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      Ideas for Saving Money in Minneapolis, Minnesota

      Posted by Amanda Scharber on January 18

      All year long there are reasons to spend money that may put you over your monthly budget. Whether this is from medical bills, home repairs, birthdays, holidays, or various other financial obligations, they put a strain on your finances. 

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      Bankruptcy Options When Facing an Eviction in Minneapolis, Minnesota

      Posted by Amanda Scharber on January 16

      You received the dreaded letter, stating “Notice of Intent to Evict”. Instead of panic, you have come to the right place to find an overview of how bankruptcy may be able to help.  

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      Automatic Payments and Bankruptcy in Minneapolis, Minnesota

      Posted by Amanda Scharber on January 7

      Automatic payments are very common, whether they are for a vehicle, mortgage, credit cards, or personal loans. When you file a bankruptcy you will either be advised that your automatic payments will stop after filing or you should make sure to stop them prior to filing, this advice depends on the creditor. 

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      Ways to Save on Your Food Budget in Minneapolis, Minnesota

      Posted by Amanda Scharber on December 29

      With inflation climbing, everything seems to be increasing. Many of us are seeing the rise in cost hit especially hard with our grocery budgets. If you are filing bankruptcy, in an active bankruptcy or just looking for ways to save money read on. Below is a list of a few ways you can save money on your next grocery trip.

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      Filing Bankruptcy and Improving Your Monthly Budget in Minneapolis, Minnesota

      Posted by Amanda Scharber on December 5

      If you are in an active bankruptcy or thinking of filing a bankruptcy case, you may be wondering how you can improve your budget and disposable income. 

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      I Received a Judgment in Minneapolis, Minnesota, should I file bankruptcy?

      Posted by Amanda Scharber on December 3

      Receiving notice of a judgment can be scary and very unfamiliar. If you have been notified of a judgment from one of your unsecured creditors, you may be wondering what your next step should be.

      Call LifeBack Law to schedule a free consultation with one of our licensed attorneys. We have offices around Minnesota in St. Paul, St. Cloud, Maple Grove, Eden Prairie, Duluth, Eagan, and Brainerd. Appointments can be done in-person or virtually (phone, Zoom, Skype, or FaceTime) and usually last a half hour to one hour. During the appointment the attorney will get information regarding your situation and then discuss options, including whether a bankruptcy is the right fit for you. 

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