A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases may be fine for some things, but they are frowned upon for bankruptcy filings. This is because bankruptcy law is nuanced and complex.
If you have asked around about bankruptcy, you may have heard horror stories, where so-and-so’s bankruptcy was blasted all over the local newspaper and everyone in their home town found out about it. To my knowledge, in Minnesota, there are no major newspapers who report bankruptcy filings. That being said, bankruptcy is public information and below are the most common ways someone can find out about it.
Whether you are receiving a gift or have given a gift prior to filing bankruptcy, keep the following things in mind.
Most bankruptcy cases go extremely smoothly and you get your bankruptcy discharge without a hitch. An important factor to this, is hiring a good lawyer.
Just because you are married, does not mean you automatically need to file a joint bankruptcy with your spouse.
When considering bankruptcy it is good to know your options as far as case type. There are four different types of bankruptcy cases, businesses and individuals can file. At LifeBack Law, we only file chapter 13 and chapter 7 bankruptcy cases.
Your 341 hearing in a chapter 7 or 13 case, is typically about a month after filing and usually will take less than 10 minutes to complete. It is where the bankruptcy trustee in your case has a chance to verify your case information and ask questions of you. There are typically four main topics the bankruptcy trustee asks about.
Filing a bankruptcy case may seem scary at first, but there are many benefits to keep in mind, if it is the route you take for your financial situation.
Just because you are married, does not mean you automatically need to file a joint bankruptcy with your spouse.
Chapter 13 bankruptcies are three to five years with a monthly payment plan where you restructure your debt. Depending on your case during a chapter 13 you may hear the following terms or phrases.
Bankruptcy is a vast area of law with many nuisances and interesting facts.
Addiction is a disease and one that should not be treated lightly. At LifeBack Law, we have seen debt from all sorts of additions. Whether your addiction is gambling, drugs or alcohol, shopping, etc., we do not judge you we help you get your life back.
Secured creditors are those creditors with security interest in your collateral. Commonly this is houses, vehicles, boats, cabins or land. The creditor will take a security interest in the property, so if payments are not made they can get the value of their loan back from a repossession or foreclosure.
Although a bankruptcy discharge will cover a lot of an average consumers’ debt, there are some debts that are not subject to discharge.
A CMA, or comparative market analysis, is typically done by a licensed real estate professional. The realtor will usually go through your property to price it out for sale, comparing other properties of the same size, condition, and in similar neighborhoods.
A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases...
If you have asked around about bankruptcy, you may have heard horror stories, where so-and-so’s...
Whether you are receiving a gift or have given a gift prior to filing bankruptcy, keep the...
Most bankruptcy cases go extremely smoothly and you get your bankruptcy discharge without a hitch....
Just because you are married, does not mean you automatically need to file a joint bankruptcy with...
When considering bankruptcy it is good to know your options as far as case type. There are four...
Your 341 hearing in a chapter 7 or 13 case, is typically about a month after filing and usually...
Filing a bankruptcy case may seem scary at first, but there are many benefits to keep in mind, if...
Just because you are married, does not mean you automatically need to file a joint bankruptcy with...
Chapter 13 bankruptcies are three to five years with a monthly payment plan where you restructure...
Bankruptcy is a vast area of law with many nuisances and interesting facts.
Addiction is a disease and one that should not be treated lightly. At LifeBack Law, we have seen...
The fear of the unknown can cause stress in even the most stress free of us. With bankruptcy...
Secured creditors are those creditors with security interest in your collateral. Commonly this is...
Although a bankruptcy discharge will cover a lot of an average consumers’ debt, there are some...
A CMA, or comparative market analysis, is typically done by a licensed real estate professional....
