If you are filing bankruptcy, the bankruptcy code requires that you complete a credit counseling course prior to filing. Everyone that files a bankruptcy is required to take a course. This can be done online or by telephone. The course usually takes between 30 and 60 minutes to complete. In order to proceed with the bankruptcy, process you will have to submit a certificate of completion to the court. Your attorney will help with this.

Why Do I Have to Take a Credit Counseling Course in order to file bankruptcy?
If you are filing bankruptcy, the bankruptcy code requires that you complete a credit counseling...