As a legal advisor, I've come across many people who've gone through some extremely nightmarish situations due to debt. They have been lied to about the financial services they selected, made poor financial decisions or encountered bad debt consolidation companies with programs they were assured would help.

Divorce is one of the top 5 reasons many debtors turn to bankruptcy. If you are going through this situation, know that you are not alone. The following is one woman’s story about how divorce and bankruptcy turned her life around, in ways she could never have expected.