Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

    Wesley Scott

    Wesley Scott
    I love being a Minnesota bankruptcy attorney because it allows me to give people hope that, together, we can get their lives back. People call us because of business failure (many businesses fail, that is a fact of life), income drop (bad economy or otherwise), divorce (happens to many), medical problems (how can you help that?), and bad financial decisions (we have all made them!). I understand the financial pressures my clients face because I experienced many of these same pressures growing up. I know that most of my clients end up in debt through no fault of their own. I became a bankruptcy attorney to give these people the help and support they need in this time of trouble.
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    Recent Posts

    (Video) HOW LONG DOES IT TAKE TO GET A CHAPTER 7 BANKRUPTCY DISCHARGE?

    Posted by Wesley Scott on February 14

    Once you have made the decision to get your life back, by filing a Chapter 7 Bankruptcy, you want to know how long is this going to take to get your life back right? When people make up their minds to file a Chapter 7 Bankruptcy, they are so excited to get their lives back they always want to know when? When do I get my life back, improve my credit profile, and live for the future!

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    (Video) 3 Reasons Why Debt Consolidation Sucks - Minneapolis Bankruptcy Does Not

    Posted by Wesley Scott on February 13

    Yes, I know, there are better words in the English dictionary than ‘bankruptcy”. But, not filing bankruptcy is even worse! Don’t believe me, let’s talk. My opinion has always been the same, Minneapolis, Minnesotan’s should err on the side of Minneapolis Bankruptcy. Debt consolidation sucks. Why? Well, there are numerous reasons why debt consolidation sucks, but here are three.

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    2 Things All St Cloud Minnesota Bankruptcy Clients Should Know

    Posted by Wesley Scott on February 12

    Filing Bankruptcy in St Cloud is about getting your life back sooner than later. Any delay in getting your life back means that your family is drowning in debt when there are life jackets back at the cabin that could have been used to save your life! We know how humbling the “b” word can be. We respect the courage and anxiety it takes for to reach out for help. There are 2 things that every St Cloud Minnesota Bankruptcy client must know.

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    (Video) Common Fears Associated With Filing Bankruptcy In Minnesota

    Posted by Wesley Scott on February 1

    If you live in Minnesota and you are contemplating filing a Chapter 7 or Chapter 13 Bankruptcy, you might feel nervous about doing so. After all, you don’t file bankruptcy every day. You will have a lot of questions about doing so. You may feel nervous about filing bankruptcy.

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    Are Bankruptcy Records Public In Minnesota?

    Posted by Wesley Scott on January 25

    Although some bankruptcy filing records are public record, there are several very good reasons why that partial disclosure should not deter people from filing bankruptcy. Overall, bankruptcy filings are down significantly. In September 2017, consumer filings reached a ten-year low. However, many observers do not expect the downward trend to last. Instead, Northwestern University bankruptcy professor Bruce Markell expects rising interest rates to drive the number of filings back up, as distressed consumers will no longer be able to borrow their way out of financial jams in such an environment.

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    Filing Bankruptcy In Minnesota? Please Be Aware of Scammers!

    Posted by Wesley Scott on January 12

    If you are a resident of Minnesota, be careful about getting sucked into using services of an out of state marketing company, or out of state law firm trying to help you File Bankruptcy in MinnesotaSome of these companies have www.glassdoor.com reviews from their former employees that are scathing.

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    Learn What To Expect From Your Free Bankruptcy Consultation

    How Much Does It Cost To File Bankruptcy in St Paul, MN?

    Posted by Wesley Scott on January 11

    Does it seem like an oxy-moron to you that a person who has debt has to pay for St Paul Bankruptcy Lawyer? I know, I used to feel the same way. It seems like when you are broke, there would be no way to pay for fees to begin with. However, when you are no longer paying on debt, that will typically create some room to pay for fees.

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    Can Bankruptcy Be Filed On Medical Debt In Edina, Minnesota?

    Posted by Wesley Scott on January 10

    Medical bills are the worst kind of debt there is. They are impossible to predict and certainly not preventable. I have a relative who is a young woman who has brain cancer. Do you have any idea how huge the medical bills are for something like this? That is not to mention the amount of other debt incurred along with medical bills.

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    How Long Does Chapter 7 Bankruptcy Stay On My Credit Report?

    Posted by Wesley Scott on January 9

    Filing Chapter 7 Bankruptcy in Roseville, Minnesota is a life changing event. To me, there is no better way to get your life back than to push the reset button and move on with your life. Living with overwhelming debt is terrible and very stressful. Living without overwhelming debt is beautiful and happy. Still, the question remains- how long will this affect me? How long will a Chapter 7 filing remain on my credit in Roseville?

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    Download our Free Debt Solutions Comparison Chart

    (Video) Can Bankruptcy Stop Foreclosure In Bloomington?

    Posted by Wesley Scott on January 8

    It can happen to anyone. You fall behind on your mortgage payments and you start to panic. And trust me, there are not many things that can make you panic like the thought of losing your Bloomington home because you fell behind on the payments. However, with Bankruptcy you are in luck. Bankruptcy stops foreclosure and here's how...

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    Everything You'll Want To Know About Filing Bankruptcy in Minnesota

    Posted by Wesley Scott on January 6

    At Kain & Scott, our team of bankruptcy specialists are out in the real-world talking to real people about bankruptcy every day. After thousands of conversations with Minnesota residents, there are certain questions that come up over and over again in our discussions that, although the answers have a significant impact on the lives of those who are Filing Bankruptcy seem to be off-limits and therefore never addressed on most bankruptcy websites.

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    (Video) What Bankruptcy Should I File In Monticello, Minnesota?

    Posted by Wesley Scott on January 5

    So, you live in or around Monticello, Minnesota and you know you need to file bankruptcy but you are not sure which bankruptcy you need to file. There are some simple questions to ask to figure out which bankruptcy makes sense for you.

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    (Video) Minnesotan Clients Choose Kain & Scott To File Bankruptcy

    Posted by Wesley Scott on January 4

    Why do Minnesotans choose Kain & Scott to file bankruptcy? Simple. Kain & Scott has the best customer service experience than any other bankruptcy law firm in Minnesota. But, don’t take my word for it, read what our former and current guests say about us online with google reviews. Kain & Scott is Minnesota’s highest Google reviewed bankruptcy law firm- period.

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    How Do I Know If I Should File Chapter 7 Bankruptcy In St Cloud, MN?

    Posted by Wesley Scott on January 3

    It’s a simple question isn’t it? I mean how do you really know if you should stop paying your bills and push the reset button? You will hear so many financial “gurus” tell you to try and avoid bankruptcy. I think these people are nuts. In fact, I would tell to you to err on the side of filing Chapter 7 Bankruptcy and getting your life back. Why? Simple. Life is short. Do you want to be bogged down in debt for eternity with crappy credit anyway or do you want to live for the future, know you can pay your bills on time, and seek a new life?

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    (Video) Can Bankruptcy Clear Medical Debt In St Cloud, Minnesota?

    Posted by Wesley Scott on January 2

    There is nothing worse than medical debt. Why? Because it is so unpredictable and uncontrollable. It’s one thing to have to go through a surgery or awful illness but it is even worse when you sit back, hopefully healthy again, and receive all of the medical bills from the illness or surgery.

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    (Video) Are Bankruptcy Filings Published In The St Cloud, MN Newspaper?

    Posted by Wesley Scott on December 26

    One of the common concerns that our Minnesota guests have is will my bankruptcy be published in the St Cloud, MN newspaper? I get this. When you are knee deep in debt you feel like a loser- you don’t want anyone else knowing what you are going through lest they judge you, right?

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