A pro se filing is where a person has filed a case by themselves, without an attorney. Pro se cases may be fine for some things, but they are frowned upon for bankruptcy filings. This is because bankruptcy law is nuanced and complex.
When you file a bankruptcy case, not only will need to go through everything you own and list all assets, but you will also have to list debts, income and expenses and various financial transactions. You need to be extremely thorough when you do this, but you also need to know the laws that apply to each section when you go through the case. For example, assets you can and cannot exempt or even which set of exemptions to use. Now, it is true that you can find a lot information about bankruptcy online these days, a bankruptcy attorney will be up-to-date on current federal/state laws, local rules, and case law- something that if you are pro se filing your case, you may miss.
Not only will a bankruptcy attorney help you correctly prepare your bankruptcy schedules, but they will also represent you throughout the standard case. This means, you will have representation at the 341 hearing, also known as the meeting of creditors. It also means you will have someone in your corner to explain the law to you and each step of the bankruptcy process.
When you file a case pro se sure you may save on attorney’s fees, but you will have lost on the knowledge an attorney can bring to you case.
CALL NOW FOR A FREE STRATEGY SESSION FROM A MN BANKRUPTCY LAWYER AT LIFEBACK LAW FIRM
When filing bankruptcy, hiring an experienced bankruptcy attorney is well advised. If you have questions about bankruptcy, visit www.lifebacklaw.com to speak with a knowledgeable attorney. You will be glad you did!
