In both chapter 7 and chapter 13 cases, your attorney will be with you every step of the way. Chapter 7 cases take about 90 days from start to discharge and a chapter 13 is three to five years. The attorney you hire can help with ordinary settlements or liquidation in a chapter 7 and can help you throughout the ordinary course of a chapter 13 bankruptcy.
Even though chapter 7 cases are quick, you may need help understanding your 341 hearing, liquidation of assets, exemptions, reaffirmation agreements and more. Chapter 13 cases are much longer and will involve multiple hearings and can have multiple modification for income or expenses along the way. The attorney you hire should be someone who knows about bankruptcy law and can help you with the ordinary items that come up in a bankruptcy case.
At LifeBack Law we never ask you to fill out worksheets or to fill out your own bankruptcy schedules. We will review each page of your case with you in detail, so you are well informed of your filing. We will go through your 341 hearing with you before-hand and provide you details along the bankruptcy process. We even have a free credit repair program the 90 days after discharge.
No matter where you are in Minnesota, if you have any questions about bankruptcy, visit www.lifebacklaw.com to speak with an attorney. You will be glad you did!