If you’re an individual in Minnesota, then technically you don’t need an attorney to file bankruptcy. The constitution of the United States allows anyone to file bankruptcy on their own. This is also known as a “pro se” filing. However, you have to file several forms and schedules with the bankruptcy court so if you choose this route, you need to be very, very careful. The consequences of filing improperly are severe. You could be taking a chance at losing your car, your house or your retirement account. You have to know what you’re doing and that’s why hiring your Maple Grove Bankruptcy Attorneys at Kain & Scott is desirable.
What Is It Like To File Bankruptcy Without Your Attorney?
Essentially all of the legal documents you need to prepare and file a bankruptcy are standard forms are accessible to anyone with a computer and a printer. However, remember only an attorney can give true legal advice. There is a lot of contradictory advice out there and hearsay that can potentially lead you down the wrong path. With such important decisions to make for you and your family’s financial future it is extremely important to be thorough and accurate. Even a virtual assistant or paralegal cannot give you legal advice. If you are interested in filing a bankruptcy and filing it yourself to save money it’s important that you know the technical details about the bankruptcy procedures and about bankruptcy itself. You need to know what to file and the logistics of the entire bankruptcy process. You need to know what’s going to happen when you file the bankruptcy, the courses you need to take to complete your bankruptcy, what property can and cannot be exempted in your bankruptcy and more. At the Kain & Scott Bankruptcy Law Firm in Maple Grove, MN we usually advise that you meet with an attorney first before you make any decisions. Filing bankruptcy can be done on your own but if you file on your own you won’t have the reassurance of a professional, kind and helpful bankruptcy attorney who will ensure no mistakes will be made on your case.
What Are The Advantages Of Your Maple Grove MN Bankruptcy Attorneys?
Throughout the entire bankruptcy process your Maple Grove MN Bankruptcy Attorney will provide valuable information about filing bankruptcy including answers to all of your questions and the most common questions that our clients ask us. They will be able to explain to you the difference between Chapter 7 & 13 Bankruptcy, how the Means Test affects your case, whether filing a Chapter 13 would be more beneficial than a Chapter 7 and why, what property exemptions you qualify for, what property you will be able to keep and overall what your best options are. Your Maple Grove MN Bankruptcy Attorney will also prepare you and represent you at your 341 Meeting of Creditors and throughout the entire process from beginning until end when you receive your discharge and your case is close. Your attorney will help out tremendously.
What Happens When I Hire Your Maple Grove MN Bankruptcy Attorneys?
Many people want to know what happens when they hire our Bankruptcy Attorneys in Maple Grove, MN. They want to know what they can do for them and want to be guaranteed that they will benefit them. Pretty much every client asks us these questions. However, it’s safe to say that if you’re dealing with an unmanageable debt problem that needs to be resolved, there’s no questions asked that hiring the Kain & Scott Bankruptcy Law Firm in Maple Grove, MN will be highly beneficial. Most everyone comes to us with unmanageable debt. Some are facing losing their house or car. Others are being sued or dealing with a wage garnishment. No matter the case the bottom line is each and every person that comes to our office in Maple Grove, financially, can’t take it anymore. When you hire your Maple Grove MN Bankruptcy Attorneys and let us help you file a bankruptcy this will stop collection dead in its tracks. Once your bankruptcy petition is filed you will receive an automatic stay which will stop all collection actions immediately. At this time all of your unsecured debt including credit card debt, medical debt, department store cars, and some personal loans can be completely wiped clean in a matter of months through a Chapter 7 Bankruptcy. This allows you to get started on the road to a debt free life again. Your Maple Grove MN Bankruptcy Attorneys can also help you keep your house or car. These are just a few things that they can help you with.
How Do I Get Started Filing Bankruptcy The Secure Way?
Talk to a professional first. Please call or stop in to visit with our Maple Grove MN Bankruptcy Attorneys at:
13700 Reimer Drive N. #240 Maple Grove, MN 55311
We offer a free consultation to explain your best options. If anything after you leave the consultation you will know what’s going to be the best decision for you. If your still unsure and would like to know more about what to expect in a bankruptcy consultation, download our free eBook which discuss what to expect and why it’s not as scary as you might think.
