I often counsel clients about whether they should file Chapter 7 and 13 Bankruptcy. In the course of counseling clients, I often remind them that their finances are sick; they are not. Do you see the difference? You are not your finances. When you pass from this earth, no one says, “She really knew how to pay a million-dollar hospital bill after her heart attack 10 years ago”. No one says this because you are not your finances.
