When filing bankruptcy, it is common to wonder which creditors will be included in the filing. Related to this, it is also very common to wonder how various loans will be treated or resolved. In certain circumstances there may be a specific creditor that you do not wish to discharge a debt with. Similarly, there may be a specific loan, such as a mortgage, car loan or retirement account loan that you do not wish to discharge either. One of the many benefits of the bankruptcy process is that it does not require you to treat all debts in exactly the same way; herein we shall examine a few of the ways in which this principle is observed.
