Welcome To The MN Bankruptcy Blog

Inside you will find over 500 helpful articles discussing the Chapter 7 & 13 Bankruptcy Process and other solutions for difficult financial situations.

 

      An Introduction to St. Cloud, Minnesota

      Posted by Wesley Scott on August 28

         Welcome to St. Cloud, Minnesota nestled along the tranquil backwaters of the upper Mississippi River. The population of St. Cloud (according to the 2020 census) was 68,881 making it Minnesota’s 12 largest city. St. Cloud is famous for its granite quarries which have been worked since 1868. In fact, St. Cloud has been nicknamed the “granite city”. 

      Read More

      Are You Looking for a Chapter 7 Bankruptcy Lawyer Near Me in St. Cloud, MN?

      Posted by Wesley Scott on January 22

      Kain & Scott has 9 office locations in Minnesota. 7 out of the 9 are staffed full time by real live Kain & Scott people. Rochester and Mankato are staffed by appointment only. In our St. Cloud, Minnesota office we have 3 Chapter 7 and 13 Bankruptcy lawyers and numerous staff that are waiting to help you get your life back now.

      Kain & Scott has been protecting St. Cloud, Minnesota residents from their creditors since 1972, longer than any other Minnesota bankruptcy law firm. What have we learned about bankruptcy since 1972? We have learned that our guests love to get their lives back and never regret the decision to file Chapter 7 Bankruptcy.

      Read More

      Will Bankruptcy Affect My Small Business?

      Posted by William Kain on March 26

      Deciding to file for bankruptcy is a big step, especially if you own and operate a business. You need to get out from under your debts, some which were directly related to your business, while other debts were strictly personal. Business owners worry about how the bankruptcy will affect their business, with good reason - the idea of closing down your business and the loss of income can be quite worrisome. The good news is that the point of bankruptcy is to help you make a fresh start, not make your life more difficult.

      Read More

      Rebuilding Your Credit After Bankruptcy (Part 2 of 2)

      Posted by William Kain on March 24

      In the first part of this topic, we discussed developing good financial practices to help you rebuild your credit. If you haven’t already read that post, we strongly recommend that you review it before reading this one - the steps discussed in this post won’t do you much good if you haven’t yet gotten your financial house in order. Good financial habits are a necessity when it comes to rebuilding your credit after bankruptcy.

      Read More

      Consumer Bankruptcy for Sole Proprietors

      Posted by William Kain on January 31

       

      Judging by what you see and hear in the media, it's not uncommon to hear about businesses filing for bankruptcy. Some of these businesses go on to success in life after bankruptcy. And these aren’t just huge, national corporations - according to the Small Business Administration, roughly 80 percent of small businesses will fail. If you’re a sole proprietor whose business is facing insurmountable debt, you may be wondering whether bankruptcy is a viable option for you.

      Read More

      Don’t Get Accused of Bankruptcy Fraud

      Posted by William Kain on January 16

      When you sit down with your bankruptcy lawyer, you’re going to have to hand over a lot of your financial records. Your attorney will then use those records to fill out the paperwork that will be filed with your bankruptcy case, which you will be required to sign. In signing the filings, you are stating that the information contained in your bankruptcy papers is complete and accurate.

      Read More
      Learn What To Expect From Your Free Bankruptcy Consultation

      Limit Your Financial Stress During the Holidays

      Posted by William Kain on December 10

      The holidays are a time for parties and gift-giving, as well as travel or hosting out-of-town family and friends. It feels good to find the perfect gift for each loved one or to put out a gorgeous spread for a holiday party, however, increasing credit card balances can be in the back of your head, causing you constant stress during the season that should be joyful. The good news is that the holidays don’t have to be stressful if you follow some simple tips for holiday spending.

      Read More

      Why You Should Have an Attorney Complete Your Bankruptcy Petition

      Posted by William Kain on December 5

      The bills are piling up, and creditors are knocking at your door, so you’ve decided to file for bankruptcy. Because you’re already in a financially difficult situation, you don’t want to take on more debt, and you’ve heard that attorneys are expensive. As a result, you’ve decided to file your bankruptcy petition on your own, which is referred to as proceeding “pro se.” You’ve started filling out the forms and assembling the documents, and the process seems pretty straightforward. While it’s true that you don’t have to have an attorney handle your bankruptcy case, very few pro se bankruptcies are successfully completed. In this post, we’d like to discuss how an experienced bankruptcy attorney can be a tremendous help.

      Read More

      (Video) Why Hire The St Cloud Bankruptcy Lawyers At Kain & Scott

      Posted by Wesley Scott on May 24

      Kain & Scott is St Cloud, Minnesota’s highest google reviewed Bankruptcy Law Firm, St Cloud, Minnesota’s largest bankruptcy ONLY law firm, St Cloud, Minnesota's oldest Bankruptcy Law Firm and St Cloud, Minnesot'a only Bankruptcy Law Firm to help Minnesotan's get debt free and repair their credit using our exclusive FREE 90 Day Credit Repair Program. Exciting? We think so!

      Read More
      Download our Free Debt Solutions Comparison Chart

      How Often Can You File Bankruptcy in St Cloud, Minnesota?

      Posted by Wesley Scott on March 1

      It can happen to any one of us. One catastrophe can happen after another. You might have started a business 10 years ago that failed miserably right? That caused the first bankruptcy. 5 years ago you might have been diagnosed with brain cancer. While you beat it, the illness left you with an insurmountable pile of medical debt. That led to the 2nd bankruptcy… Now what?

      Read More

      2 Things All St Cloud Minnesota Bankruptcy Clients Should Know

      Posted by Wesley Scott on February 12

      Filing Bankruptcy in St Cloud is about getting your life back sooner than later. Any delay in getting your life back means that your family is drowning in debt when there are life jackets back at the cabin that could have been used to save your life! We know how humbling the “b” word can be. We respect the courage and anxiety it takes for to reach out for help. There are 2 things that every St Cloud Minnesota Bankruptcy client must know.

      Read More

      How Do I Know If I Should File Chapter 7 Bankruptcy In St Cloud, MN?

      Posted by Wesley Scott on January 3

      It’s a simple question isn’t it? I mean how do you really know if you should stop paying your bills and push the reset button? You will hear so many financial “gurus” tell you to try and avoid bankruptcy. I think these people are nuts. In fact, I would tell to you to err on the side of filing Chapter 7 Bankruptcy and getting your life back. Why? Simple. Life is short. Do you want to be bogged down in debt for eternity with crappy credit anyway or do you want to live for the future, know you can pay your bills on time, and seek a new life?

      Read More

      (Video) Can Bankruptcy Clear Medical Debt In St Cloud, Minnesota?

      Posted by Wesley Scott on January 2

      There is nothing worse than medical debt. Why? Because it is so unpredictable and uncontrollable. It’s one thing to have to go through a surgery or awful illness but it is even worse when you sit back, hopefully healthy again, and receive all of the medical bills from the illness or surgery.

      Read More

      (Video) Are Bankruptcy Filings Published In The St Cloud, MN Newspaper?

      Posted by Wesley Scott on December 26

      One of the common concerns that our Minnesota guests have is will my bankruptcy be published in the St Cloud, MN newspaper? I get this. When you are knee deep in debt you feel like a loser- you don’t want anyone else knowing what you are going through lest they judge you, right?

      Read More

      OR

      You Can Also Filter By Category



      Take the first step toward  getting your life back  Let us help you get started on your road to a debt-free life Sign Up for a Free Consultation