Chances are your bankruptcy case is going to be filed and you will receive your discharge with nothing more than one or two natural and easy to resolve hiccups along the way. But what if there comes along a little complication post-petition filing? A concerning letter from the bankruptcy court or a misstep during your Chapter 13 payment plan? No need to worry! We have got you covered. Just because your case has been filed does not mean that you have gotten rid of us just yet! There are many things that may or may not pop up after your case has been filed that we are able to help you through. Never hesitate to ask or to reach out!

Many of our clients find themselves filing for Chapter 7 bankruptcy because they are out of options. And while bankruptcy is supposed to give you a fresh start, we understand that it often feels more like a defeat. Many clients worry if they will ever be able to qualify for a loan after their bankruptcy case. While you may have to pay a higher interest rate and meet other requirements, the good news is that getting financing after your Chapter 7 bankruptcy is easier than you might think. An experienced Minnesota bankruptcy attorney can help you develop a plan and identify your options.

One of the reasons people file bankruptcy cases is to preserve vehicle ownership. If the client has a car loan, a chapter 13 case in which the terms of the vehicle loan can be re-set to make the payment more affordable is often attractive.  Or some clients prefer the liquidation approach of a chapter 7, in which other, unsecured debts are discharged, thus freeing up money in the monthly budget to make the car payment easier to afford.