Whether a person files a Chapter 13 or Chapter 7 bankruptcy case, they are afforded a great deal of relief from their debts. When a person files a Chapter 13 case, they agree to pay as much as they can towards their debts in a 3—to 5-year repayment plan before getting their discharge. The bankruptcy court plays a crucial role in these proceedings, allowing individuals to keep certain necessities while managing their debts.
