Confirmation hearings are a fundamental part of any Chapter 13 Bankruptcy. They are the mechanism through which a proposed Chapter 13 plan becomes official, allowing the bankruptcy to proceed and opening the path towards the eventual bankruptcy discharge. They occur any time that a new plan is proposed, and invariably follow a 341 hearing (also referred to as a first meeting of creditors) when the Chapter 13 bankruptcy is filed. When notified of this hearing, many wonder whether it is something that they must attend, or whether the bankruptcy plan will be negotiated or modified by the parties involved when the hearing takes place.
