The 341 hearing is a core proceeding in every bankruptcy case. Most hearings creditors will not attend, as they cannot bring motions at the hearing, it truly is an opportunity for them to ask questions. The questions the trustee will ask you, are questions about the information in your case and will be questions your attorney has gone through with you before. Generally, the trustee will ask you yes or no questions as they verify the case information. There may be some instances where you have to provide explanations too.
The 341 hearing will be by Zoom or phone call, depending on which trustee you receive. You will not be required to attend the hearing in person. An attorney will be present with you at the hearing, representing you. The attorney cannot answer questions for you but can help out if they are able.
When your 341 hearing is done, the trustee will follow up with your attorney directly. If there is no follow-up in chapter 13, you will wait for your confirmation hearing and continue your plan payments and in chapter 7 you will wait for discharge.
If you have questions about bankruptcy and would like to do a free consultation to go over your options, visit www.lifebacklaw.com to speak with an attorney. You will be glad you did!