You may be wondering whether your employer will find out about your bankruptcy filing. Below we explore possible ways your employer can be informed of your filing.
- If your employer is a creditor you are filing on, they will receive notice from the bankruptcy court about the filing. All creditors listed in the case will receive official notice of filing from the court, with the 341 information, your case information, and important deadlines listed.
- If your employer searches the Federal Court records they can find the filing. Bankruptcy filings and case documents are on the Pacer website. To access this, they will have to search through the filings generally or by using your information. They will also have to pay to see the documents. Contrary to popular belief, bankruptcy case information is not blasted in the newspaper in Minnesota.
- If your employer runs a credit search they will see your bankruptcy listed. A bankruptcy will stay on your credit report for 7 years for a chapter 13 or 10 years for a chapter 7.
- If your employer was served garnishment paperwork from a creditor before your case was filed, they may find out about the filing. After your case is filed, your bankruptcy attorney may send notice of filing to your employer to help in the process of releasing garnished funds.
Although your employer may find out about your bankruptcy filing, there are laws that protect against discrimination in the workplace.
CALL NOW FOR A FREE STRATEGY SESSION FROM A MN BANKRUPTCY LAWYER AT LIFEBACK LAW FIRM
Rest assured that the attorneys at Life Back Law have the knowledge and information to pass on to you about your filing and whether your employer will find out. Visit www.lifebacklaw.com today to speak with an attorney. You will be glad you did!