Although addiction is something that you will work on and continue to work on during and after the bankruptcy, a bankruptcy can typically help with your fresh start as to debt incurred along your addition journey. For example, medical debt from clinics, treatment, counseling, hospital stays or the emergency room visits should be dischargeable in either a chapter 13 or chapter 7 bankruptcy.
Even if you think your addiction has created problems of debt that you cannot handle or control, reach out to an attorney for a free consultation. Every addiction is different and each bankruptcy case is different, therefore the advice provided in your consultation should help you decide the right direction for your situation and the types of debt you have. In fact, most unsecured debts, unless they are incurred through fraud, criminal fines or penalties, etc., may be discharged in a bankruptcy case.
If you have overwhelming debt due to an addiction, reach out to the attorneys at LifeBack Law for a free no judgment bankruptcy consultation. During the consultation we will spend about a half hour or so going through your circumstances and providing options for you. We will then go through next steps for a bankruptcy. After the consultation you will go through a judgement free review and sign appointment, to review your case for filing. When your case is filed we will be with you for every step of an ordinary case.
No matter where you are in Minnesota, if you have any questions about bankruptcy, visit www.lifebacklaw.com to speak with an attorney. You will be glad you did!