Are you wondering if you should file a bankruptcy to get rid of your debt? You have likely read information on the Internet and talked to friends, family, or co-workers who filed bankruptcy successfully, but you are still unsure if a bankruptcy is the best way to deal with your debt problems. If you are considering a bankruptcy filing, you need to consult with a qualified Minnesota bankruptcy attorney before you make any final decisions.
The bankruptcy process, as with all legal matters, can be complicated. To file a bankruptcy case correctly, you must complete complex forms and understand the Bankruptcy Rules and Bankruptcy Code in their entirety. One small mistake can result in a very costly consequence that cannot be undone. Therefore, the attorney you choose to represent you in your bankruptcy case is very important. You may be tempted to shop around for a cheap Minnesota bankruptcy attorney; however, this is not in your best interest for several reasons.
Why Shouldn't I Save Money By Hiring a Cheap Minnesota Bankruptcy Attorney?
As consumers, we shop around for almost everything we purchase, from our cars and homes to our insurance coverage and furniture. However, there are some things that you should never skimp on such as your healthcare provider and your child's caregiver. You would never consider hiring the cheapest doctor or cheapest caregiver, so why would you want to hire a cheap Minnesota bankruptcy attorney?
When you hire a bankruptcy attorney, you are placing your financial future in the hands of your attorney. You do not understand what forms must be filed or what the bankruptcy rules are as to what property you can and cannot keep. You trust your attorney to protect your best interest when you file a bankruptcy case. Part of that trust is being confident that the attorney you choose has sufficient experience in bankruptcy law to handle any situation that may arise in your case.
As with other occupations, professionals entering the field with very little experience charge lower rates to build their practice. While this may not always be the case, it is wise to remember what our parents and grandparents taught us growing up — "You get what you pay for."
Some of the other reasons why you should never consider hiring a cheap Minnesota bankruptcy attorney include:
- A cheap Minnesota bankruptcy attorney will send you home with a stack of paperwork. In order to save money for the law firm, these attorneys make you do the work on your own. A cheap attorney requires you to complete pages and pages of questionnaires and provide copies of bills, statements, and other items. Kain & Scott does not believe that is the best way to treat our clients. You will not leave our office with a huge folder of forms to fill out.
- A cheap Minnesota bankruptcy attorney will not provide help if you have questions about filling out the forms he gave you. Kain & Scott has assistants who sit down with you to help you fill out the forms that are necessary to file a bankruptcy case. We never leave you alone or ask you to do our job. You are required to provide a few documents such as your tax returns and pay records; however, we obtain copies of as many documents as we can from other sources and only ask you to provide documents we cannot access from any other source.
- A cheap Minnesota bankruptcy attorney is not easily accessible. They are not willing to take your telephone calls 24/7 like the offices of Kain & Scott do. We understand that emergencies occur and you may need an answer to a question that cannot wait until normal business hours. We also value your time; therefore, we are available when it is convenient for you.
- A cheap Minnesota bankruptcy attorney does not hire a large enough staff to handle the volume of cases in his office. An attorney can save money by hiring a smaller staff; however, that means that your bankruptcy case will move much slower because the staff must spread out their time between multiple clients. Your case is not a priority. Kain & Scott has a large staff to handle the volume of cases because we understand you want your bankruptcy case to move as quickly as possible so you can get on with your life. You are the most important part of our law practice!
In summary:
Do Not Hire A Cheap Minnesota Bankruptcy Attorney!
Hire the Best Minnesota Bankruptcy Attorneys — The attorneys of Kain & Scott, P.A.