Bankruptcies do not show up on the public record court searches in the same way as a civil or criminal lawsuit. In fact, there is a specific website for the Minnesota Bankruptcy Court records, and it is difficult to navigate, requires you to make an account, and exists behind a paywall. It’s highly unlikely for someone to stumble upon you filing a bankruptcy or to have the desire to go through all of these steps to track down your case.
As for the newspaper, it’s highly unlikely for most newspapers to publish this information. It’s substantially more common for news outlets to report on business bankruptcies, as this possibly would have more ramifications in the greater community. Local newspapers in smaller communities can publish personal bankruptcy filings, but this is increasingly more uncommon.
There are some people who need to know that you filed for bankruptcy in order to make sure your case goes smoothly. Your creditors receive notice from the courts, and this includes both the IRS and the Minnesota Department of Revenue (even if you don’t owe them any money). Additionally, any domestic support recipients or co-signers on debts typically receive notice of the bankruptcy from the courts. Lastly, if you are being garnished, your employer will receive a notice of case filing to ensure the garnishment stops for good. The bankruptcy will stay on your credit report for 10 years, so anyone who pulls your credit report will be aware of the filing as well during this time frame.
CALL NOW FOR A FREE STRATEGY SESSION FROM AN MN BANKRUPTCY LAWYER AT LIFEBACK LAW FIRM
Bankruptcy can be scary, but it isn’t a bad word! When the time feels right for you, please reach out to Minnesota’s kindest and most helpful bankruptcy law firm at www.lifebacklaw.com. You will be happy you did!
