If you are contemplating filing Chapter 7/13 Bankruptcy your bankruptcy attorney will need you to gather some documents. These documents are necessary for you to gather to make the bankruptcy filing process smoother.
For example, gather the last two years of your tax returns. Typically, we like to see all the schedules associated with the tax return, not just the first two pages of state and federal. If nothing else, bring your entire tax return to your attorney and your attorney can sift through what is necessary for your bankruptcy case.
Next, gather paystubs for you (and your spouse if married; whether filing bankruptcy with you or not) for the last 6 months up to the most recent. For example, I am typing this blog article on June 25, 2023. I would want to see your paystubs from December 1, 2022 to present.
If you own real estate, we would like a copy of your legal description to your real property (use a deed not your tax statements). We want to make sure your real estate is accurately described on the schedules so you will not have trouble passing clear title when you go to sell the property down the road.
Finally, create a list of medical providers you know you owe money to. Often times, medical providers don’t report on your credit so we don’t want to rely on your credit report for medical bills. Instead, when you are in your easy chair at night, create a list of medical providers you now you owe money to.
If you gather the above documents you will be the hero of any bankruptcy attorney you speak to. Of course, we hope you speak to the best bankruptcy law firm in Minneapolis, MN, which is LifeBack Law Firm.
When the time is right, or when you are ready, reach out to Minnesota’s most kind and helpful bankruptcy law firm by going now to www.lifebacklaw.firm. You will be so thankful you did.