Debt is not just a financial problem. It is a physical and mental problem too. Overwhelming debt places an enormous stress on the mind and body that is not healthy for us. Kain & Scott has been around since 1972, we have seen a few things. And one of the things we have seen is the deterioration of health because of debt. Anxiety and depression are common among those people who suffer with overwhelming debt.
And from our experience, Minnesotans wait far too long before they pull the trigger on bankruptcy and get their lives back. I suspect it may have to do with that “never give up” kind of attitude we all have. You know what I am referring to, the “pull yourself up from the bootstraps” kind of lingo.
Let me ask you a question--- if you had a tumor on your hind-end would you have the same “pull yourself up from the bootstraps” mentality? I doubt it. Why is this? I mean you cannot help a tumor on your hind-end and you cannot help a business going under in the middle of a pandemic, or a marriage ending, or medical problem, or income drop, or even from being human and making bad financial decisions. Nobody wishes for these things and yet they happen. So why do we beat ourselves up so much for just being human?
Life is full of curve balls and bumpy roads much of which you did not expect. This is all part of the human condition. We are imperfect beings in an imperfect world. I never once had anyone regret the decision to file bankruptcy but they always regret waiting so long to file bankruptcy and get their lives back.
Call Now for a Free Strategy Session from a MN Bankruptcy Lawyer at Kain & Scott
Delaying getting your life back is bad for your health. When you are ready to get your life back, reach out to Minnesota’s most kind and helpful bankruptcy law firm at www.kainscott.com. You will be so glad you did.
