Typically, people only want to publicly share the positive aspects of their lives. That’s why when we see happy pictures and posts on Social Media it is important to understand that for the vast majority of people these pictures and posts don’t tell the whole story.
Sure, when we’re suffering it can be very taxing seeing the success and happiness of those around us, but here at Kain & Scott our Bankruptcy Attorneys in Minneapolis want to assure you that overwhelming debt problems are not uncommon.
Our experienced team of Minneapolis Bankruptcy Attorneys help people with severe debt problems each and every day get their lives back. And guess what the secret to getting their lives back is? That’s right! You guessed it, Chapter 7 and 13 Bankruptcy.
Each year our Minneapolis Bankruptcy Attorneys help hundreds of individuals throughout Minneapolis and the surrounding areas file bankruptcy so that they can get their lives back. Filing Bankruptcy will allow you to discharge the majority of any unsecured debt. This legal process was designed by the federal government to provide a fresh start to hardworking qualified individuals just like you.
With the help and guidance of our Attorneys countless individuals throughout Minneapolis have been able to avoid foreclosure and halt wage garnishments by filing bankruptcy. Not only that we’ve help end aggressive credit and debt collection numerous times. We don’t find it cute when debt collectors and creditors don’t abide by the Bankruptcy Law.
Your well-being and comfort is our top priority which we believe is one of the primary reasons our Bankruptcy Lawyers have become the highest Google reviewed Lawyers in the State of Minnesota.
Now that you understand some of the general benefits of bankruptcy let’s take look at some of the alternatives to bankruptcy and see how they compare.
If you have conducted any type of online search for Minneapolis Bankruptcy Attorney you’ve most likely encountered several solicitations from debt consolidation companies too. Or perhaps you have a judgment against and have received the solicitations in the mail. Judgments are public record and a lot of times debt consolidation companies mine this information in order to target you. This seems like smart business practice but let’s take a closer look at what these programs really do for you.
Most debt consolidation companies claim to provide debt relief from creditors and collectors and eliminate harassing phone calls by consolidating all of your debt and working directly with creditors on a payment plan that fits your budget. The customer usually agrees to a repayment plan that works for them and is expected to pay this sum in addition to the cost of the service on a monthly basis.
The service notifies creditors typically via telephone and mail correspondence and provides them with your agreement to act on their behalf and notifies them of the payments they will be receiving and when they can anticipate them.
REMEMBER: Your creditors are under no obligation to work with these agencies and if they suspect you may have income or assets which they can attach a lien or judgment to this approach will likely accelerate the collection process.
ONLY Bankruptcy can legally stop creditors dead in their tracks and immediately provide you with the real debt relief you need.
At Kain & Scott we have built our reputation as the nicest (most kind and helpful) Bankruptcy Attorneys in Minneapolis by putting you and your needs first. We are committed to you. Contact us today and see for yourself. Get the personalized treatment you deserve.
Click Here For Driving Directions