It’s easy to get into debt: the loss of your job, change of circumstances, an unstable market, and serious illness are just a few reasons you may have fallen behind on your payments. Once you fall behind on your payments, the amount of your debt grows quickly as penalties and interest are added.
Unlike getting into debt, getting out of debt can be extremely difficult.
While filing for bankruptcy is a great way to erase your unsecured debt, the process can be overwhelming if you try to file without a bankruptcy specialist. The process is time-consuming and stressful. Between gathering the necessary information and filing the paperwork, your bankruptcy may begin to feel like a full-time job. You may spend countless hours on hold with credit card companies, banks, and other institutions you owe money to in order to gather your information. Once all your information is gathered, you must accurately complete your bankruptcy petition with the information: a simple mistake can cause some of your debt to not be forgiven or your entire petition to be thrown out of court, wasting all the hours you spent on your bankruptcy. Who has time for that?
At Kain & Scott, we understand that you lead a full and busy life with a family, friends, career, and both personal and professional responsibilities. We believe that your busy life shouldn’t be a barrier to you erasing your debt and repairing your credit. That’s why at Kain & Scott we offer our Minnesota clients fast and easy Chapter 7 bankruptcy filing to help get their debts forgiven quickly, the first time. With our affordable rates and flexible filing options, you can transform your finances without breaking the bank. And, thanks to our flexible filing options, you can file for bankruptcy online or by phone: imagine erasing your debt without even leaving your home!
With Kain & Scott, you can file Chapter 7 bankruptcy in just 4 easy steps:
Your journey to a better financial future begins with your free initial consultation. By contacting one of our friendly and knowledgeable staff, you can learn more about our services—including our FREE 90 Day Credit Repair Program—as well as schedule a free consultation with one of our bankruptcy lawyers.
During your consultation, your attorney will get a better idea of what type of bankruptcy is right for you based on your assets, debts, and other information. Once we find the perfect debt solution for you, we will complete your paperwork and file it with the court – all within days, to make sure you get debt relief as quickly as possible!
After your petition is filed, you and your attorney will attend a non-adversarial 341 meeting where you will answer simple questions about your circumstances and the details of your petition. Once approved, all you have to do is sit back, relax, and wait for years of debt to be erased practically overnight! Your unsecured debt—such as credit cards, hospital bills, and other debt not secured by collateral—can be forgiven and you can get control of your finances again!
If you qualify for Chapter 7 bankruptcy, you can erase your debts in as little as 60-90 days from the date of your petition being approved, no matter how large your debt. In just a few short months, you can say “goodbye” to your debt for good; and, if you take advantage of our FREE 90 Day Credit Repair Program, you can also boost your credit score!
Your credit score is a three-digit number that represents your ability to repay loans; a low credit score can prevent you from receiving financing for a new home or car, or obtain a line of credit just in time for the holidays. After our FREE 90 Day Credit Repair Program, you’ll discover ways to boost your credit score and, thanks to our list of trusted Minnesota lenders, obtain the financing your family needs for purchases and expenses.
You can file for Chapter 7 bankruptcy in 4 easy steps with Kain & Scott, Minnesota’s leading bankruptcy law firm. If you want fast and easy debt solutions from experienced bankruptcy specialists, contact the law offices of Kain & Scott today for your free initial consultation and to find out more about our flexible filing options and FREE 90 Day Credit Repair Program.