At Kain & Scott our MN Bankruptcy Lawyers process is all about you. We want to help you in two amazing ways: get rid of your debt and help you repair your credit after bankruptcy. Our process is entirely focused on treating you the way you deserve to be treated.
1. We Help You Get Rid of Your Debt
In the world of consumer bankruptcy, you have the choice of filing a Chapter 7 Bankruptcy or a Chapter 13 Bankruptcy. Depending on your specific situation, one Chapter may be more beneficial to you than the other. Whichever chapter of bankruptcy is best for your situation, we help solve your debt problem. Chapter 7 completely eliminates your liability on most debts in a few short months and Chapter 13 allows you to pay off some of your debts over time. Chapter 13 is typically designed for people who either have a lot of assets or make more than the median household income. Chapter 13 is a great way to get relief from your debts and still hang onto assets such as motorcycles, campers, boats, etc. If you make less than the median income for your family size, and you don’t have a lot of assets you’re concerned about protecting, we’ll discuss Chapter 7 and see if that’s the best fit for you. Either way, we’ve got you covered.
Our compassionate staff will roll out the red carpet for you as soon as you’re ready to entertain the idea of bankruptcy. Give us a call, chat with us online, or drop by our office. We’re here for you. Every employee with Kain & Scott is dedicated to finding the best answer to your bankruptcy needs.
Unlike many of our counterparts, we will not send you home with homework. If you decide to hire us, we will do the work for you. We will pull your credit report and do the necessary research to find out who you owe money to. Of course, there are some creditors that often do not show up on credit reports (medical bills, etc.), so that’s where we will work together. Our goal in this process is to help eliminate the stress in your life. We will ask you to gather some information and documents for us, but we are confident you will not find the work to be overwhelming.
After you have your initial consultation with one of our MN Bankruptcy Lawyers and we have the opportunity to prepare your case, we will sit down together and review everything. During this meeting, we confirm all of the information we have gathered. We will spend a little bit of time together and set the expectations on what’s to come. Just like previous meetings, this meeting is relaxed. We ask a lot of questions, but this process is entirely about you and we want you to feel comfortable while visiting with us. Once we’re done with this meeting, our staff will take a couple of days to review everything and then we file your case. Once your case is filed, your creditors cannot collect from you. As soon as your case is filed, you’re protected! Within four months of getting your case filed, most of your debts will be erased, forever!
2. We Help Repair Your Credit
Before repairing your credit, we must get rid of the bad debt on your credit report. Filing bankruptcy through our office will help clear the path for repairing your credit. Once you receive your bankruptcy discharge, your bad debt will officially be erased. This is when the rebuilding takes a drastic change for the better.
We have a free credit repair specialist in house. What does this mean? We have a full-time employee dedicated to helping you with repairing your credit. We don’t outsource. We will not give you the name and number of some third-party company to call for help. We help YOU.
As part of our credit repair program, we will provide you with an exclusive list of MN professionals who help you get your life back after bankruptcy. What does this mean? Over the years our firm has grown throughout MN. During our expansion we have been fortunate enough to build strong professional relationships throughout the state. We will help foster a relationship between you and MN professionals who are dedicated to helping you obtain financing after bankruptcy. The MN professionals we work with will be able to help you secure financing for home loans, auto loans, etc.
Commonly, our clients come to us with judgments on their record. If you’re one of them, you have nothing to worry about. We will help make sure your credit report is free from judgments after you get your bankruptcy discharge. Once you receive your discharge, our Credit Repair Specialist will schedule appointments with you to review your credit report. If there are judgments on your record, we will help you get them removed.
As if you wouldn’t be ready to hit the ground already, we will also provide you with a free course to learn tricks with improving your credit score and profile quick! There are a number of great services we provide in rebuilding your credit. With our knowledge and your dedication, the memories of financial anguish can be gone before you know it.
GET OUT OF DEBT AND REPAIR YOUR CREDIT Now
Getting rid of your debt and repairing your credit is exactly what you need to get your life back. Here at Kain & Scott, every one of our MN Bankruptcy Lawyers specializes in exactly that. If you choose to trust in us, you will be getting three main things:
- Minnesota’s nicest bankruptcy law firm guaranteed or 100% off your fees
- Minnesota’s highest Google reviewed bankruptcy law firm
- Minnesota’s only bankruptcy law firm to help you 1) get rid of your debt and 2) help repair your credit fast!
If you have any questions, please give us a call. Our caring and knowledgeable staff is ready to answer any questions you may have. We look forward to serving you!
