Our story may sound familiar because so many other families are experiencing the same situation due to the recession. My husband and I had great jobs before the recession. We were in debt with our house, vehicles, and a few credit cards but we were doing great. We paid our bills each month and had money left over to contribute to savings. Then the recession hit and my husband lost his job. Unemployment compensation helped for a while; however, it eventually ran out. We cut expenses and reduced spending — we even took our children out of pre-school and day-care to save money since my husband was home to take care of them.
My husband was out of work for over a year before he was able to find another job. By the time he went back to work, we had depleted our savings, used credit cards to pay bills and living expenses, and we were behind on all of our payments including our mortgage. One of our vehicles had been repossessed and the creditor was suing us to collect the deficiency on the account. We needed help!
Searching for an Eden Prairie Chapter 7 Bankruptcy Attorney
We searched online for a Chapter 7 bankruptcy attorney in Eden Prairie and found three different attorneys who seemed to be good choices. We made an appointment with one of the attorneys because we had heard his radio commercials and thought he sounded very sincere and compassionate. However, when we met with him, he was very rude and cold. We felt embarrassed that we were behind on our bills and we were terrified of losing our home. This was a very emotional and difficult time for our family and we did not want to be treated this way as we tried to find a solution to our debt problems.
The second attorney we met with advertised in a magazine. The advertisement was impressive but when we arrived at his “office,” we realized he was working out of his home and he did not have any staff. My husband and I both agreed that we were not willing to put our financial future in the hands of such an unprofessional person. The decision to file bankruptcy was not something we took lightly. We wanted an Eden Prairie Chapter 7 bankruptcy attorney who we trusted and who we had confidence in to provide advice and handle our bankruptcy case.
We Finally Found the Best Eden Prairie Chapter 7 Bankruptcy Attorney
Because we knew that we had to do something about our debt problem, my husband and I did not give up. We were determined to find an Eden Prairie Chapter 7 Bankruptcy Attorney who we trusted and who made us feel comfortable. We looked online again and found Kain & Scott. Their website provided a great deal of useful information about bankruptcy and dealing with debt. We were impressed, so we contacted Kain & Scott and made an appointment for a free bankruptcy consultation.
We LOVED our experience with Kain & Scott. When we arrived at the office for our appointment, we knew we had made the right choice. The office has a welcoming atmosphere and it was immediately apparent that the staff and attorneys were there to help families and individuals in need. The attorney we met with was kind and compassionate. He did not make us feel uncomfortable about being in a bankruptcy attorney’s office to discuss filing bankruptcy. The attorney took the time to learn about our situation before he gave us his advice. He patiently answered all of our questions about the bankruptcy process. We felt so confident and comfortable with the attorney that we decided to hire Kain & Scott right then to file our bankruptcy case.
Throughout the entire process, the staff was professional and helpful. They did not hand us a stack of paperwork to go home and fill out — they took the time to work with us. Our attorney reviewed our paperwork with us before it was filed to ensure all of the information was correct and complete. Even our court hearing went smoothly because our attorney was prepared and he had done a thorough job. We could not be happier with our decision to hire Kain & Scott as our bankruptcy attorneys.