This question must be answered in two parts: (1) whether the bankruptcy will address the underlying debt that exists related to the discharge, and (2) whether the judgement itself will go away through the bankruptcy. Concerning the first question, the answer is yes. The bankruptcy discharge can eliminate the underlying debt that exists related to judgements for unsecured debts.
With regard to the second question: whether the judgement itself will go away through the bankruptcy, the answer is no. However, because the bankruptcy will discharge the debt owed related to the judgement, it creates a basis for the judgement to go away after the bankruptcy discharge has taken place. This means that while this they the judgement does not go away automatically through the bankruptcy, it can go away afterward through the process of expungement. Moreover, this is something that we can help you with through our 90-day credit repair program! Thus, while the judgement does not go away automatically, we can still help you eliminate it through our process of representation!
Judgements can be scary, and can negatively impact a credit score or credit report, even when the money owed related to the judgment has been discharged. Because of this, ensuring that a judgement is removed from the record after bankruptcy has been completed is a highly important objective that anyone currently dealing with a judgement will invariably wish to pursue. Thankfully, our firm is highly experienced in the elimination and expungement of judgements, and we would be more than happy to help you resolve any that you might find yourself dealing with through the process of bankruptcy. So, when the time is right, or when you are ready, please don’t hesitate to reach out to Minnesota’s most kind and helpful bankruptcy law firm by going now to www.lifebacklaw.com.