There are numerous reasons to file bankruptcy in St Cloud, MN. But, if I had to limit my top 4 reasons to file either Chapter 7 or Chapter 13 Bankruptcy in St. Cloud, MN, here they are!
First, you get immediate relief. Do you have high anxiety like I do? Maybe you don’t have high anxiety normally but the thought of filing bankruptcy is causing it. I totally understand situational anxiety. But for me, delayed relief is no relief. If you tell me look, you will get relief but you will have to wait 5 years and make payments that will cause your family to eat Ramen noodles for the next 5 years straight, I don’t want any part of this. With bankruptcy, you get immediate relief from debt.
Second, would you rather live for today or wait five years and then start living? We know, the answer is you would rather get your life back sooner which is why our motto is, “We don’t judge you, we HELP you get your life back!”™ Most of us are the same. We want relief now not later.
Third, filing bankruptcy is like hitting a reset button on your life. So I crapped in the punch bowl. I want to move beyond this mess now. I have never had a client seriously say they regretted filing bankruptcy. They ALWAYS regret waiting so long before they filed.
Fourth, the debt gets wiped out, tax free! Debts that are forgiven in a title 11 bankruptcy (which both Chapter 7 and 13 Bankruptcy are) are not taxable to you. You can wipe out 100k in debt and you don’t pay one dime in taxes.
CONCLUSION
When the time is right, or when you are ready, reach out to Minnesota’s LARGEST Chapter 7 and 13 Bankruptcy website at www.kainscott.com. You will be so happy you did!
