The MN Bankruptcy Blog | Learn the Bankruptcy Process & More

(Video) 2 Things Every Minnesotan Should Know Before Filing Chapter 7 Bankruptcy

Written by Wesley Scott | October 18, 2017 at 4:40 PM

The humility of being alive. Overwhelming debt can pose a problem for anyone- literally anyone. Don’t think you are immune from this happening to you because you are not. Each year, nearly 15,000 Minnesotans file bankruptcy as a result of overwhelming debt.


But, before you file Chapter 7 Bankruptcy there are two things you need to know:

  • ONLY hire a Minnesota bankruptcy law firm that A) gets rid of your debt (with no worksheets) and B) repairs your credit using Kain & Scott’s FREE 90-Day Credit Repair Program.

Getting rid of your debt is a good first step. However, getting a bankruptcy discharge itself does not clear your credit reports and make sure they are accurate, does not clear judgments off the public record, and does not provide you with an in-house credit repair specialist like Kain & Scott does. A discharge does not provide you with a list of Minnesota professionals who help our bankruptcy guests with auto and home financing.

However, Kain & Scott’s FREE 90-DAY Credit Repair Program does all of these things. I had someone call me after getting a discharge and going through our Free program that said he has a credit score of 690. He was surprised! We were not! 

  • Not a single one of our guests regrets filing Chapter 7 Bankruptcy. However, they all regret waiting so long to file bankruptcy and get their lives back. Why, you ask? Because what our guests thought would happen, were worried would happen, did not. Like what? For one, they didn’t know that filing bankruptcy with Kain & Scott actually improves your credit profile. Some of our guests also worried they would be ridiculed or judged by lawyers and were afraid to reach out.

 When they discovered how nice the Kain & Scott team is, they were relieved and knew they were in the right place to HELP them get their lives back.

CONCLUSION

When the time is right, or when you are ready, reach out to Minnesota’s 24-7 Bankruptcy Help Line at www.kainscott.com. You will be glad you did.