Every year, Minnesotans who live in and around Minneapolis get their lives back and celebrate their new life with enthusiasm. If you are one of those people who filed Chapter 7 or Chapter 13 Bankruptcy and live here or anywhere else in the twins cities metro area, and you now have your life back, please know how much I am proud of you!
For the rest of you, there is hope. If you are contemplating filing a bankruptcy and you are scared, you are normal. I have high anxiety myself- I get it. Did you know I once put off having an embarrassing surgery. Once I finally had the surgery I wondered why I didn’t do it a long time ago. Life is humbling sometimes and sometimes we just sort of freak out!
What does this have to do with 1972 and 0 up front on fees? It has a lot to do with it, and I am going to explain why.
1972
So why 1972 and why is it important to you? Kain & Scott was started in 1972! So, big deal you ask? Well- I agree except like a fine wine things improve over time. See, Kain & Scott has been Filing Bankruptcies in Minneapolis since 1972. We have been filing bankruptcies in Minnesota for over 45 years now.
This is enormously beneficial to our guests because experience matters. There is a reason why they call this practicing law- we are all practicing! Do you think we have changed the way we file bankruptcies from 1972 to 2017? Ah yeaaaaah!
I can remember when I started with the firm we used to file bankruptcies by mailing 3 copies of the bankruptcy schedules to the Bankruptcy Court. We never knew exactly when the case was filed because it was whenever the bankruptcy court received the package of 3 copies in the mail and stamped them with the date.
Things have changed since then. Now, Kain & Scott is electronically certified and files all chapter 7 and chapter 13 online and instantly is able to get relief to our guests that are struggling financially and have creditors trying to garnish wages and levy their bank accounts.
In days past, the client would fill out piles of forms and there was always a delay in filing caused by the forms and letters going back and forth to our guests. Those days are thankfully over. Instead of piles of forms to fill out- most of the information we can obtain ourselves. We do most of the work while our guests relax and enjoy their family.
One of the biggest changes since 1972 is the internet and our website- www.kainscott.com. The sheer volume of information we can now share with our guests on line is vast. Just about anything you want to know about chapter 7 and chapter 13 bankruptcy can be found at www.kainscott.com . If you are like me and like to kick the tires, a lot, you will like the information you cannot read and enjoy at our website. Don’t get me wrong- there is still no substitute for quality bankruptcy legal advice, but the information is very helpful.
One of the biggest areas in which are process of helping Minnesotans get their lives back has improved since 1972, is KainScott’s new, exclusive, and FREE* 90 DAY CREDIT REPAIR PROGRAM. Not only do we help Minnesotans get their lives back by eliminating burdensome debt, we also help Minnesotans get their lives back by actively helping our guests restore their credit score and profile as fast as possible.
One of the biggest concerns our guests have about filing bankruptcy is the impact on their credit long term and short term. Our program goes a long way to alleviate those fears by helping them repair their credit immediately after getting a bankruptcy discharge. Now that is helping Minnesotans get their lives back!
$0 UP FRONT AND EASY PAYMENTS
Holding our hand out and asking our Minneapolis Bankruptcy clients to pay our fees in full before we will help you is not nice! So, we don’t do it! Our promise to our family of guests is timeless, we don’t judge you, we help you get your life back!
One of the ways in which we help our guests get their lives back is offering 0 up front on our fees and easy payments. We take 0 up front on our fees assuming someone signs a third party guarantee for our guest. The payments we receive are interest free and can be paid sooner without any penalty whatsoever.
We don’t believe in telling our guests that our willingness to help you only extends as far as my hand holding out to demand money from you up front. We just don’t find that to be helpful at all. Now, to be clear, if guests want to pay us in full, prior to filing, that is acceptable too!
Many of our guests would love to pay us in full and up front. But, the reality is if they had the money up front, they may not be calling us to begin with! So many of our guests start out making payments to us and then get some larger sum of money and then pay us in full. That is also not a problem with us.
CONCLUSION
Now you know the rest of the story. We began to chart our course over 45 years ago- in 1972 to be exact. As with anything, with time, we have refined the process of filing bankruptcy so make the process more soothing and comforting for our guests. Based on the reviews we get from our guests and former guests, we are making remarkable process. For us, there is no better score card as to how we are doing than the reviews we get from Minnesotans like you!
We are constantly improving our service to better reflect our promise to you- we don’t judge you we help you get your life back. This includes offering 0 up front on our fees as long as someone signs a third party guarantee for you. We believe the focus should be on you, not us. At Kain & Scott, we only operate with extreme humility- humility knowing that life is humbling and that we all need help and a helping hand from time to time.
