Be careful of any out of state companies who are trying to solicit you into filing bankruptcy through them, sort of. I say through them sort of because they really don’t handle your bankruptcy case. Instead, some of these companies or purported law firms refer your case back to a Minnesota licensed attorney. How the fees you pay are split between the out of state company and this Minnesota based lawyer is not clear. What is clear is that there is a fee split between the two entities. You don’t need an out of state company to refer you to a qualified Minnesota bankruptcy lawyer. In fact, some of these lawyers are definitely not the most qualified bankruptcy lawyers in Minnesota.
If you insist on paying any money to an out of state company who then refers you back to a Minnesota based lawyer, go to the city this out of state company is based out of and then read a lot of their reviews. You are going to find similarities between many of the negative reviews you will want to pay attention to. I feel terrible for these people who got sucked into this type of contract. I feel bad for them because these people are already vulnerable; i.e. they have debt and they desperately want to find a way to solve the debt problem for good.
Also, when hiring a Minnesota based bankruptcy law firm make sure the bankruptcy law firm does a) nothing but bankruptcy work, and b) make sure you binge read their Google reviews. I cannot tell you how many people I have heard say something like, “if only I had taken more time to read more reviews.”
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When the time is right, or when you are ready, reach out to Minnesota’s HIGHEST GOOGLE REVIEWED bankruptcy law firm at www.kainscott.com. You will be so glad you did!